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913 Echo Pl, Gatlinburg, TN, 37738

3beds
3baths
2,400sqft
$720,000
$300price/sqft
$5,032/moest. monthly cost
$201,280/yrincome needed

About This Home

This 3 bedroom, 3 bath chalet offers a strong setup for investors looking for a well-located Gatlinburg short-term rental with features that appeal to guests and make ownership easier. Located in Chalet Village, one of the most desirable HOAs in the area, this property is only 1.5 miles from downtown Gatlinburg and the entrance to the Great Smoky Mountains National Park. Guests get quick access to everything they came for while still enjoying a wooded setting that feels private and relaxing. The HOA fee is just $590 per year and includes access to 3 pools, tennis courts, a new pickleball court, a gym, and clubhouses, which adds value for guests without creating a major yearly expense. Being inside the Gatlinburg city limits is another big advantage, with city water and city garbage pickup three times a week helping simplify ownership and turnover. The current City of Gatlinburg tourist permit is already in place through March 2027. With approximately 2,400 square feet across two levels, the layout works well for groups and families. The main level offers a nearly step-free entrance, ample parking, vaulted ceilings, and an open living, kitchen, and dining area with a wall of windows overlooking the natural surroundings. This level also includes a king bedroom with en-suite bath, a second full bathroom, granite countertops, hardwood floors, beautiful wood cabinetry, and one of two gas stone fireplaces. Downstairs features two additional bedrooms, including another king bedroom and a bedroom with two twin beds, along with a third full bathroom and a theater room with seating for movie nights. Outside, the hot tub deck gives guests a comfortable place to unwind and safely watch one of the area's biggest draws: regular bear sightings as they pass through the property. With high-speed cable internet, a seasonal view, strong guest amenities, and a location that keeps it close to both town and the National Park, this property has the ingredients investors look for in a profitable Smoky Mountain rental. It's easy to see why guests would choose it for convenience, remember it for the experience, and want to come back.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
6/10
8/10

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Chalet
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Microwave Range Hood Combo,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Granite Counters,Great Room,High Speed Internet,Kitchen Island,Walk-In Shower(s)
  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,200
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Property

Details

  • Parcel number: 137A A 02900 000
  • Zoning: R-1

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community,In Ground,Association
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.26 Acres
  • Features: Wooded
  • Lot size dimensions: 83.24 x 139.17 IRR

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Cold Wave
Earthquake
Landslide
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,640$43,680
Home Insurance $235$2,820
Property Taxes $962$11,544
Electricity $195$2,340
Total$5,032$60,384

Income You'd Need if You Spent...

35% on housing$172,525/yr
40% on housing$150,960/yr
45% on housing$134,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 37738$289
Sevier County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 37738$352
Sevier County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$720,000
2026-04-18Listed for sale$725,000
2022-03-01Sold$700,000
2022-01-16Pending sale$649,900
2022-01-14Listed for sale$649,900
2020-07-07Sold$380,000
2020-05-18Pending sale$389,000
2020-05-18Listed for sale$389,000
2020-05-16Pending sale$389,000
2020-03-19Listed for sale$389,000
2020-02-24Pending sale$389,000
2020-02-23Listed for sale$389,000
2017-01-27Sold$155,000
2016-12-31Pending sale$159,900
2016-12-29Listed for sale$159,900
2015-04-01Listing removed$178,000
2014-09-17Listed for sale$178,000
1999-03-15Sold$149,500

For Sale by Agent

AgentJeana Maddux
BrokerageeXp Realty, LLC 7720

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