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404 E Liberty Ave, Covington, TN, 38019

5beds
5baths
3,566sqft
$475,000
$133price/sqft
$4,029/moest. monthly cost
$161,160/yrincome needed

About This Home

This beautifully restored historic home is all spruced up and ready for a new owner! Just steps away from the Covington Square, this charming residence is full of original character with modern amenities tastefully added in for a mix of old and new in this vibrant historic district. This home has been carefully restored with refinished original woodwork, doors and hardware, along with new engineered hardwood flooring throughout. The property boasts: a new kitchen with beautiful cabinetry, stainless steel appliances (including gas range), large island and quartz countertops, 4.5 renovated bathrooms including 2 primary suites with tubs, showers, and double vanities, large walk-in closet in upstairs primary, new roof, 2 new HVACs, 6 electric fireplaces, separate laundry room, bonus office/playroom, entry area perfect for a mudroom off of the back porch all on a beautiful lot. You'll have to see it in person to feel the charm and character. Call your agent for a showing today!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

3/10
4/10
Crestview Middle SchoolGrades 6-81.6 mi
5/10
Covington High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1903

Materials

  • Roof: Composition Shingles
  • Construction materials: Aluminum/Steel Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Vent Hood/Exhaust Fan,Range/Oven,Gas Cooktop,Disposal,Dishwasher,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Unfinished

Bedroom2

  • Features: Hardwood Floor,Private Full Bath,Smooth Ceiling,Tile Floor
  • Level: First
  • Area: 182

Bedroom3

  • Features: Built-in Features,Hardwood Floor,Shared Bath,Smooth Ceiling
  • Level: Second
  • Area: 195

Bedroom4

  • Features: Built-in Features,Hardwood Floor,Shared Bath,Smooth Ceiling
  • Level: Second
  • Area: 256

Bedroom5

  • Features: Hardwood Floor,Shared Bath,Smooth Ceiling
  • Level: Second
  • Area: 210

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate Dining Room
  • Area: 304

Features

  • 1 or More BR Down,Primary Down,Primary Up,Two Primaries,Split Bedroom Plan,Renovated Bathroom,Luxury Primary Bath,Double Vanity Bath,Separate Tub & Shower,2 Full Primary Baths,Full Bath Down,Half Bath Down,High Ceilings,Smooth Ceiling,Walk-In Closet(s),Mud Room,1 1/2 Bath,Dining Room,Keeping/Hearth Room,Kitchen,Laundry Room,Living Room,Office,Primary Bedroom,2 or More Baths,2nd Bedroom,3rd Bedroom,4th or More Bedrooms,Primary Bedroom,Square Feet Source: Appraisal
  • Window features: Wood Frames
  • Flooring: Part Hardwood,Tile
  • Number of fireplaces: 6
  • Fireplace features: In Den/Great Room,In Keeping/Hearth room,Living Room,In Other Room,Primary Bedroom,Factory Built
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central
  • Cooling features: 220 Wiring,Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 3,566 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island,Keeping/Hearth Room,Kit/DR Combo,Updated/Renovated Kitchen,Washer/Dryer Connections
  • Area: 270

Living Room

  • Features: Separate Living Room
  • Area: 225

Master Bathroom

  • Features: Double Vanity,Separate Shower,Smooth Ceiling,Tile Floor,Whirlpool Tub,Full Bath

Master Bedroom

  • Features: Built-In Cabinets/Bkcases,Fireplace,Smooth Ceiling,Tile Floor,Walk-In Closet(s)
  • Level: Second
  • Area: 225

Office

  • Features: Hardwood Floor,Shared Bath,Smooth Ceiling
  • Level: First
  • Area: 143

Property

Details

  • Parcel number: 041C 041C D00600

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Has spa: Yes
  • Spa features: Whirlpool(s),Bath

Lot

  • Lot size: 0.87 Acres
  • Features: Level,Some Trees,Historic District,Well Landscaped Grounds
  • Lot size dimensions: 160 x 250

Parking

  • Parking features: Driveway/Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Tornado
Cold Wave
Heat Wave
Ice Storm
Lightning
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance $355$4,260
Property Taxes $984$11,808
Electricity $289$3,476
Total$4,029$48,348

Income You'd Need if You Spent...

35% on housing$138,137/yr
40% on housing$120,870/yr
45% on housing$107,440/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 38019$112
Tipton County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 38019$139
Tipton County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$475,000
2018-06-01Sold$51,000
2018-05-21Price change$50,000
2018-05-14Listed for sale$75,000
2016-06-10Sold$27,500
2016-05-23Listed for sale$35,000
2015-07-22Sold$43,800
2003-12-31Sold$60,000
1996-04-08Sold$75,000

For Sale by Agent

AgentA.D. Waits
BrokerageCollier REALTORS

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