726 S Main St, Covington, TN, 38019
About This Home
Step back in time w/this charming Victorian home built in 1890! Featuring 4 bedrooms 3.5 baths, Sewing room and a Bonus room! This historic beauty has soaring ceilings, hardwood floors, French doors and unique architectural details hard to find today. Very spacious rooms, large windows, welcoming covered porch perfect for relaxing, onsite storage, nice lot with fruit trees. Roof is only 4 years old. This is a rare opportunity to own a home rich in history, charm and personality! Sellers wish to sell "As Is ", You won't find a home built this solid and for this price! Call for your tour today!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Roof: Composition Shingles
- Construction materials: Wood/Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Gas Water Heater,Range/Oven,Dishwasher
- Laundry features: Laundry Room
Basement
- Basement: Crawl Space
Bedroom2
- Features: Hardwood Floor,Smooth Ceiling
- Level: Second
Bedroom3
- Features: Hardwood Floor,Smooth Ceiling
- Level: Second
Bedroom4
- Features: Hardwood Floor,Smooth Ceiling
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: Separate Dining Room
Features
- 1 or More BR Down,Primary Down,Renovated Bathroom,Double Vanity Bath,Full Bath Down,Half Bath Down,High Ceilings,Two Story Foyer,Dining Room,Den/Great Room,Kitchen,Primary Bedroom,1/2 Bath,1 Bath,Keeping/Hearth Room,Other (See REMARKS),2nd Bedroom,4th or More Bedrooms,2 or More Baths,Bonus Room,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
- Window features: Wood Frames
- Flooring: Hardwood,Tile,Vinyl
- Number of fireplaces: 1
- Fireplace features: Vented Gas Fireplace,In Keeping/Hearth room
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Ceiling Fan(s),Window Unit(s)
Interior Area
- Total interior livable area: 4,132 sqft
Kitchen
- Features: Keeping/Hearth Room
Living Room
- Features: Great Room
Master Bathroom
- Features: Double Vanity,Separate Shower,Smooth Ceiling,Tile Floor,Full Bath
Master Bedroom
- Features: Carpet,Smooth Ceiling
- Level: First
Office
- Features: Hardwood Floor,Smooth Ceiling
- Level: Second
Property
Details
- Parcel number: 041F 041F M02700
Features
- Stories: 2
- Pool features: None
- Patio & porch: Porch,Deck
- Fencing: Chain Link
Lot
- Lot size: 0.38 Acres
- Features: Wooded,Level,Corner Lot,Landscaped
- Lot size dimensions: 100 x 164 IRR.
Parking
- Parking features: Driveway/Pad
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Tornado
- Cold Wave
- Heat Wave
- Ice Storm
- Lightning
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,238 | $14,856 |
| Home Insurance | $183 | $2,196 |
| Property Taxes | $507 | $6,084 |
| Electricity | $335 | $4,028 |
| Total | $2,263 | $27,156 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Listed for sale | $245,000 |
| 2004-03-08 | Sold | $84,900 |
| 2001-10-09 | Sold | $151,000 |
| 2001-03-19 | Sold | $45,000 |
| 2000-06-12 | Sold | $55,000 |
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