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20 Margaret Pl, Munford, TN, 38058

4beds
4baths
3,443sqft
$534,900
$155price/sqft
$3,580/moest. monthly cost
$143,200/yrincome needed

About This Home

Beautiful home on gorgeous 1 acre corner lot. Two-story foyer and living room. Ground floor has kitchen with breakfast bar and breakfast nook, dining room, office, primary bedroom, primary bath, half bath for guest, large laundry room, and plenty of closets. Upstairs has 3 bedrooms, 2 bathrooms, and bonus room. The attic wraps all the way around the bonus room. All NEW PAINT and CARPET. Photos to come after professional cleaning.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
Munford Elementary SchoolGrades PK-51.9 mi
6/10
Munford Middle SchoolGrades 6-82.2 mi
7/10
Munford High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1997

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Area: 195

Bedroom3

  • Area: 180

Bedroom4

  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Area: 289

Dining Room

  • Area: 168

Features

  • 1 or More BR Down,Double Vanity Bath,Half Bath Down,Luxury Primary Bath,Primary Down,Renovated Bathroom,Separate Tub & Shower,Vaulted/Coffered Primary,High Ceilings,Smooth Ceiling,Sprayed Ceiling,Two Story Foyer,Vaulted/Coff/Tray Ceiling,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Window features: Double Pane Windows
  • Flooring: Part Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,443 sqft

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen,Pantry,Washer/Dryer Connections
  • Area: 224

Living Room

  • Features: Separate Living Room
  • Area: 288

Master Bedroom

  • Area: 324

Office

  • Area: 156

Property

Details

  • Parcel number: 112N 112N A01200

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Whirlpool(s)
  • Waterfront features: Cove

Lot

  • Lot size: 1.02 Acres
  • Features: Corner Lot,Some Trees
  • Lot size dimensions: 1.02

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,704$32,448
Home Insurance $348$4,176
Property Taxes $249$2,988
Electricity $279$3,356
Total$3,580$42,960

Income You'd Need if You Spent...

35% on housing$122,742/yr
40% on housing$107,400/yr
45% on housing$95,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 38058$135
Tipton County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 38058$160
Tipton County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$549,900
2010-04-14Sold$310,000

For Sale by Agent

AgentKelly Stepp
BrokerageCrye-Leike, Inc., REALTORS

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