2323 College St, Spencer, TN, 38585
About This Home
ATTENTION!! reduced to 169,000for this approx. 11 unrestricted acres, in the heart of city of Spencer TN, and Adjoining a huge track of the State of Tenn property, this 11 acres has so much potential with over 450 feet of road frontage, and lays level to gently rolling, could be great to subdivide, or just build your dream home. The old home place not livable, utilities available and installed sewer, but would need to be inspected. Beautiful Fall Creek Falls state Park minutes away reduced to only $169000
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Interior Area
- Total structure area: 1,100
- Total interior livable area: 1,100 sqft
Property
Details
- Parcel number: 005.00
- Zoning: city
Lot
- Lot size: 11 Acres
- Features: Wooded,Cleared,Borders State Park
- Lot size dimensions: see acreage
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $854 | $10,248 |
| Home Insurance | $134 | $1,608 |
| Property Taxes | $340 | $4,080 |
| Electricity | $175 | $2,103 |
| Total | $1,503 | $18,036 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $169,000 |
| 2026-02-15 | Price change | $174,900 |
| 2025-12-31 | Listed for sale | $189,000 |
| 2011-11-21 | Sold | $1,000 |
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