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424 Hamilton St, Johnson City, TN, 37604

2beds
2baths
972sqft
$235,500
$242price/sqft
$1,582/moest. monthly cost
$63,280/yrincome needed

About This Home

It's got it all! Fully fenced, excellent location, room to grow, and move in ready. Welcome to this beautifully reimagined 1940 charmer, where timeless character meets thoughtful modern updates--without sacrificing a single step (yes, the floors are solid and level throughout!). From the moment you step onto the inviting front porch and enter the home, you're greeted by a bright, open kitchen to your right. Crisp white cabinetry pairs effortlessly with white washed pine board accents, creating a space that feels both fresh and full of personality. A walk-in pantry adds the perfect touch of function (and plenty of room for all your snack essentials). To the left, the spacious living room invites you to unwind around a classic brick fireplace that adds just the right amount of cozy charm. A conveniently located half bath sits just off the main living area for guests. Down the wide hallway, you'll find a versatile secondary bedroom--ideal for guests, a home office, or a creative retreat. Tucked at the back of the home, the primary bedroom offers an impressive amount of space for a home of this era. Nearby, a generously sized full bathroom and dedicated laundry room add everyday convenience. Step outside to enjoy a fully fenced backyard with a privacy fence and level lot--perfect for pets, play, or simply relaxing outdoors. Need extra space? This home delivers. The attic offers excellent potential for future finished square footage or abundant storage, while the accessible crawl space provides even more room for storage or easy access to utilities. Location is the cherry on top--just minutes from East Tennessee State University, downtown Johnson City, local parks, the medical center, and everyday shopping. Whether you're looking for a primary residence, investment opportunity, or a charming spot close to it all, this home checks all the boxes. Buyer/buyer agent to verify all information.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

8/10
8/10
8/10
Science Hill High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Above Average
  • Year built: 1940

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Dirt Floor

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,672
  • Total interior livable area: 972 sqft

Property

Details

  • Parcel number: 054c A 013.00
  • Zoning: R 2C

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Fencing: Back Yard,Full,Privacy
  • Topography of land: Level

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 50 x 158

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,190$14,280
Home Insurance $108$1,296
Property Taxes $109$1,308
Electricity $175$2,103
Total$1,582$18,984

Income You'd Need if You Spent...

35% on housing$54,240/yr
40% on housing$47,460/yr
45% on housing$42,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 37604$151
Washington County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 37604$173
Washington County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$235,500
2023-08-25Sold$125,000
2023-07-18Price change$150,000
2023-06-02Price change$159,000
2023-05-25Listed for sale$168,000
2023-05-08Contingent$168,000
2023-05-05Listed for sale$168,000
2022-02-28Sold$116,000
2022-01-05Price change$119,900
2021-12-15Price change$124,900
2021-12-01Listed for sale$129,900
2018-03-16Sold$50,000

For Sale by Agent

AgentAmy Versaw
BrokerageKW Johnson City

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