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131 Olgia Ln, Johnson City, TN, 37604

5beds
4baths
3,688sqft
$585,000
$159price/sqft
$4,355/moest. monthly cost
$174,200/yrincome needed

About This Home

Discover the perfect blend of privacy, comfort, and convenience with this beautifully updated home nestled on over an acre in Johnson City--with no city taxes. Tucked away in a quiet, secluded cul-de-sac yet just minutes from medical facilities, shopping, and East Tennessee State University, this property offers the best of both worlds--peaceful living with everyday accessibility. This spacious 5-bedroom, 4-bath residence has been thoughtfully remodeled to enhance both style and function. Step inside to find hardwood floors throughout the main level, detailed crown molding, and a welcoming foyer that sets the tone for the rest of the home. The eat-in kitchen is designed for gathering, featuring granite countertops, stainless steel appliances, and plenty of space for everyday living or entertaining. With two primary suites--one on the main level complete with a private sitting room, and another tucked away upstairs--you'll enjoy a level of flexibility and privacy that's hard to come by. A light-filled sunroom overlooks the serene, landscaped backyard, creating the perfect space to unwind while taking in the natural surroundings. Outdoors, the property continues to impress. The fenced-in backyard offers a private retreat ideal for entertaining, relaxing, or letting kids and pets roam freely. A detached workshop with electricity adds even more versatility--perfect for hobbies, storage, or creative pursuits. The partially wooded acreage enhances the sense of seclusion while still providing usable space to enjoy. Whether you're looking for a primary residence with room to grow, a private retreat close to town, or a property with flexible living options, this home delivers exceptional value and opportunity. With 100% financing options available, the path to ownership has never been more accessible. Opportunities like this don't come along often--schedule your private showing today. Some information obtained from third parties. Buyer/Buyer's agent to verify all information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

9/10
University SchoolGrades K-123.3 mi
4/10

Construction

Condition

  • Property condition: Above Average
  • Year built: 1994

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Stone Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Master Downstairs,Built-in Features,Eat-in Kitchen,Entrance Foyer,Soaking Tub,Granite Counters,Kitchen/Dining Combo,Pantry,Walk-In Closet(s),Wired for Data
  • Door features: Storm Door(s)
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 3,688
  • Total interior livable area: 3,688 sqft

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 061n A 03100 000
  • Zoning: residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Back,Covered,Deck,Front Porch,Glass Enclosed,Porch,Rear Patio,Rear Porch
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard,Full
  • Topography of land: Level, Part Wooded

Lot

  • Lot size: 1.07 Acres
  • Lot size dimensions: 100 x 456

Parking

  • Total spaces: 2
  • Parking features: Driveway,Asphalt,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance $269$3,228
Property Taxes $829$9,948
Electricity $299$3,595
Total$4,355$52,260

Income You'd Need if You Spent...

35% on housing$149,314/yr
40% on housing$130,650/yr
45% on housing$116,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 37604$151
Washington County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 37604$173
Washington County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$635,000
2020-02-25Sold$320,000
2020-01-29Pending sale$321,000
2019-12-05Price change$321,000
2019-11-22Listed for sale$329,900
2015-02-09Sold$255,000
2014-11-25Price change$269,850
2014-10-07Price change$279,900
2014-08-08Listed for sale$298,750
2007-11-02Sold$290,000

For Sale by Agent

AgentHalen Farmer
BrokerageEpique Realty

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