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11609 Nys Rte #3, Henderson, NY, 13650

1beds
1baths
432sqft
$27,000
$63price/sqft
$417/moest. monthly cost
$16,680/yrincome needed

About This Home

Come and join this friendly seasonal waterfront community at Willows on the Lake. And your dog is welcome too! Own this Cree model trailer, situated just off the waterfront, located currently on Lot 26 of the park. This model, offered by a motivated seller, is spotless; it sports a 2024 warranteed roof with an ice shield & architectural shingles, full sized appliances, central air, small storage shed, and a spacious covered porch. Furniture is negotiable. Currently a sleeper sofa adds a place for your guests to sleep. Park amenities include clubhouse access, dockage, laundry facilities, trash removal, free wi-fi plus public water and sewage. Owners are responsible for lawn care. If you're looking for a carefree summer vacation in one spot, look no further!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1990

Materials

  • Foundation: Other,See Remarks
  • Construction materials: Aluminum Siding,Other,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Oven,Gas Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen,Bedroom on Main Level
  • Flooring: Varies,Vinyl

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 432
  • Total interior livable area: 432 sqft

Property

Details

  • Parcel number: 98.1212
  • Lease amount: 3400
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: See Remarks,Propane Tank - Leased
  • On waterfront: Yes
  • Waterfront features: Beach Access,Lake
  • Waterbody name: Lake Ontario
  • Frontage length: 0

Lot

  • Lot size: 5,000 sqft
  • Features: Other,Rectangular,Rectangular Lot,See Remarks
  • Lot size dimensions: 50 x 100

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $136$1,632
Home Insurance *$6$72
Property Taxes $29$348
Electricity $246$2,954
Total$417$5,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,297/yr
40% on housing$12,510/yr
45% on housing$11,120/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 13650$198
Jefferson County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 13650$270
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Listed for sale$31,900
2025-10-31Listing removed$46,900
2025-09-06Price change$46,900
2025-09-03Price change$34,900
2025-06-27Price change$39,900
2025-06-20Price change$43,000
2025-06-20Price change$46,900
2025-04-10Price change$43,000
2025-01-12Price change$45,000
2024-10-01Price change$47,500
2024-09-01Price change$49,500
2024-08-26Price change$51,900
2024-08-10Listed for sale$46,900

For Sale by Agent

AgentGail W Miller
BrokerageOntario Bays Realty LLC

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