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665 Camp Belle Air Rd, Sparta, TN, 38583

3beds
2baths
1,800sqft
$279,900
$156price/sqft
$2,066/moest. monthly cost
$82,640/yrincome needed

About This Home

Welcome, your new home nestled on just under 1 acre on the water. Home has an oversized front porch with a great view of the water. Open floor plan with 2 separate living areas. Primary suite is large with a dual vanity and large walk in closet. Enjoy the open concept with an eat in kitchen, island, and new appliances. Mud room/utility room is located at the back door for convenience. Motivated seller! Owner financing is available. Contact agent for details.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
6/10
White Co Middle SchoolGrades 6-86.9 mi
7/10
White County High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Frame,Block

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Refrigerator,Gas Range,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 126

Bedroom3

  • Level: Main
  • Area: 126

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Family Room

  • Level: Main
  • Area: 210

Features

  • New Floor Covering,New Paint,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Living Room

  • Level: Main
  • Area: 266

Master Bedroom

  • Level: Main
  • Area: 210

Property

Details

  • Parcel number: 057E

Features

  • Levels: One
  • Patio & porch: Porch,Deck
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake

Lot

  • Lot size: 0.90 Acres
  • Features: Cleared,Waterfront
  • Lot size dimensions: 218 x 180

Parking

  • Parking features: Open

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance $154$1,848
Property Taxes $322$3,864
Electricity $175$2,103
Total$2,066$24,792

Income You'd Need if You Spent...

35% on housing$70,834/yr
40% on housing$61,980/yr
45% on housing$55,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 38583$192
White County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 38583
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$294,900
2026-03-06Price change$299,900
2026-02-20Price change$309,900
2026-02-02Price change$319,900
2026-01-31Price change$329,900
2026-01-24Price change$319,900
2025-12-18Listed for sale$329,900
2025-05-15Sold$45,000
2025-05-09Pending sale$50,000
2025-05-06Listed for sale$50,000
2023-11-30Sold$47,000
2000-12-11Sold$33,000

For Sale by Agent

AgentSonja Hammond
BrokerageBlackwell Realty and Auction

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