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1976 Crossville Hwy, Sparta, TN, 38583

2beds
1baths
800sqft
$149,000
$186price/sqft
$1,181/moest. monthly cost
$47,240/yrincome needed

About This Home

Looking to downsize? This charming and cozy home offers everything a couple needs. Just off the main road, low maintenance, Nature oriented, yet offering convenience to town. (Current termite letter)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
6/10
White Co Middle SchoolGrades 6-82.6 mi
7/10
White County High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Metal
  • Construction materials: Stone,Vinyl Siding,Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Refrigerator,Microwave,Washer,Dryer,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows,Drapes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Attic Fan,Other

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 014.01
  • Zoning: R1
  • Other equipment: Satellite Dish

Lot

  • Lot size: 0.46 Acres
  • Lot size dimensions: 132.45 x 152.59

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance $82$984
Property Taxes $171$2,052
Electricity $175$2,103
Total$1,181$14,172

Income You'd Need if You Spent...

35% on housing$40,491/yr
40% on housing$35,430/yr
45% on housing$31,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 38583$193
White County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 38583
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$159,900
2025-08-01Sold$100,000
2023-08-31Sold$90,000
2023-08-04Pending sale$125,000
2023-08-04Listed for sale$125,000
2021-02-09Sold$61,622
2020-04-13Sold$15,500
2002-11-01Sold$41,700

For Sale by Agent

AgentCristy Herman
BrokerageCrye-Leike Brown Realty Elite

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