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1703 Locust St, Oak Grove, MO, 64075

5beds
3baths
2,920sqft
$549,000
$188price/sqft
$3,935/moest. monthly cost
$157,400/yrincome needed

About This Home

This up-to-date transitional home is in one of Oak Grove’s newest Subdivisions. Home features to include luxury vinyl plank floors throughout, carpet in the five bedrooms, and tiled bathrooms. Kitchen with oversized island, custom cabinets, quartz countertops, walk in pantry, and spacious dining area. In the living room, there is a floor to ceiling fireplace. Backs to open space for extra privacy and wide, peaceful views off the back patio overlooking a treed lot. AGENT IS OWNER

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

--
Oak Grove Primary SchoolGrades PK-20.6 mi
3/10
Oak Grove Middle SchoolGrades 6-80.6 mi
6/10
Oak Grove High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Exhaust Fan,Microwave,Gas Range,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,100
  • Finished area above ground: 1,820

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,920
  • Total interior livable area: 2,920 sqft

Property

Details

  • Parcel number: 39210140200000000

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$421$5,052
Property Taxes $516$6,192
Electricity $222$2,675
Total$3,935$47,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,914/yr
40% on housing$118,050/yr
45% on housing$104,933/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 64075$178
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64075$169
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$549,000

New Construction

AgentCristy Hatfield
BrokeragePlatinum Realty LLC

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