7 N Carter St, Sparta, TN, 38583
About This Home
This adorable 2-bed, 1-bath home delivers big on charm and value. At 1,040 sq ft, it's been fully renovated and is move-in ready with a dedicated laundry room, an outbuilding with a large deck, and a stunning setting right across from the Calfkiller River. Walkable to Downtown Sparta, you get the best of both worlds — small-town convenience with a peaceful, scenic backdrop on an oversized lot. First-time buyer, downsizer, or investor, this one is hard to beat at $199,000. Come see it before someone else does.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Interior Area
- Total structure area: 1,040
- Total interior livable area: 1,040 sqft
Property
Details
- Parcel number: 059A G 021
Lot
- Lot size: 7,000 sqft
- Lot size dimensions: 100 x 70
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Inland Flooding
- Earthquake
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,006 | $12,072 |
| Home Insurance | $109 | $1,308 |
| Property Taxes | $323 | $3,876 |
| Electricity | $175 | $2,103 |
| Total | $1,613 | $19,356 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Listed for sale | $199,000 |
| 2026-03-09 | Listing removed | $159,000 |
| 2026-02-11 | Listed for sale | $159,000 |
| 2026-02-10 | Pending sale | $159,000 |
| 2026-02-10 | Contingent | $159,000 |
| 2026-01-05 | Listed for sale | $159,000 |
| 2024-04-02 | Sold | $95,500 |
| 2006-12-06 | Sold | $35,000 |
| 1994-01-20 | Sold | $19,200 |
View on Zillow