See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

124 Anderson St, Sparta, TN, 38583

2beds
1baths
975sqft
$187,500
$192price/sqft
$1,531/moest. monthly cost
$61,240/yrincome needed

About This Home

Timeless Charm Meets Modern Comfort in Historic Sparta. Step into the character and warmth of this beautifully renovated 100-year-old home in the heart of historic Sparta, Tennessee. Featuring 2 bedrooms and 1 bathroom, this thoughtfully updated residence blends classic architectural charm with the conveniences of modern living. Inside, you'll find tasteful renovations that preserve the home's original appeal while providing comfort and functionality. Outside, enjoy a fully fenced backyard—perfect for pets, gardening, or entertaining—along with a covered carport and a storage shed for added convenience. Ideally located just a short walk from downtown Sparta, this charming property offers easy access to local shops, restaurants, and community events. Whether you're searching for a cozy primary residence, a weekend retreat, or an investment opportunity, this home delivers the perfect balance of historic character and contemporary updates.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
7/10
7/10
White County High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Range,Range Hood,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows,Blinds
  • Number of fireplaces: 1
  • Fireplace features: One,Gas Log,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 975
  • Total interior livable area: 975 sqft

Property

Details

  • Parcel number: 059B B 026.00

Features

  • Patio & porch: Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: No Water Frontage View Description
  • Water view: No Water Frontage View Description
  • Waterfront features: No Water Frontage View Description

Lot

  • Lot size: 7,200 sqft
  • Features: Irregular Lot,Trees
  • Lot size dimensions: 90 x 80

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $948$11,376
Home Insurance $103$1,236
Property Taxes $305$3,660
Electricity $175$2,103
Total$1,531$18,372

Income You'd Need if You Spent...

35% on housing$52,491/yr
40% on housing$45,930/yr
45% on housing$40,826/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 38583$193
White County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 38583
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$187,500
2026-07-18Price change$187,500
2026-06-03Listed for sale$194,900
2024-05-20Sold$189,900
2024-04-12Listed for sale$189,900
2021-08-24Sold$149,900
2021-07-19Contingent$149,900
2021-07-10Price change$149,900
2021-07-04Listed for sale$152,900
2019-09-10Sold$102,900
2019-08-29Listed for sale$102,900
2011-09-30Sold$36,000
1999-05-12Sold$41,000

For Sale by Agent

AgentJulio Unzueta
BrokerageHighlands Elite Real Estate LLC

Similar Homes