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1477 McMinnville Hwy, Sparta, TN, 38583

3beds
2baths
2,022sqft
$389,000
$192price/sqft
$2,802/moest. monthly cost
$112,080/yrincome needed

About This Home

Have you dreamed of enjoying your morning coffee while watching the squirrels play or relaxing in your sunroom as cattle graze in the distance? This beautiful three-bedroom, one-and-a-half-bath brick ranch offers 2,022 square feet of comfortable living space on 1.65 unrestricted acres with excellent curb appeal. Inside, you'll find hardwood floors, spacious rooms, a large kitchen with appliances included, and a bright sunroom perfect for unwinding. The property is ideal for car enthusiasts or hobbyists, featuring a three-car attached carport with storage and AC, a 24x28 detached garage with electric and gas, a 40x60 three-bay finished garage, a 20x40 shed, and a 13x10 utility building. Conveniently located near Highway 111, just five minutes from historic Sparta, schools, and Walmart, and centrally positioned about an hour and fifteen minutes from Nashville, Knoxville, and Chattanooga, this property offers peaceful country living with incredible functionality. Call today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
Doyle Elementary SchoolGrades PK-53.9 mi
6/10
White Co Middle SchoolGrades 6-83.0 mi
7/10
White County High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Metal
  • Construction materials: Brick,Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Range,Microwave,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Crawl Space,Exterior Entry,Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1

Features

  • Window features: Double Pane Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,022
  • Total interior livable area: 2,022 sqft

Property

Details

  • Parcel number: 016.00

Features

  • Levels: One
  • Patio & porch: Covered
  • Exterior features: Dog Run
  • Has view: Yes
  • View description: No Water Frontage View Description
  • Water view: No Water Frontage View Description
  • Waterfront features: No Water Frontage View Description

Lot

  • Lot size: 1.65 Acres
  • Features: Irregular Lot,Views,Trees
  • Lot size dimensions: 304 x 274

Parking

  • Total spaces: 6
  • Parking features: Driveway,RV Access/Parking,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance $214$2,568
Property Taxes $447$5,364
Electricity $175$2,103
Total$2,802$33,624

Income You'd Need if You Spent...

35% on housing$96,068/yr
40% on housing$84,060/yr
45% on housing$74,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 38583$191
White County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 38583
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$414,999
2026-03-01Price change$439,900
2026-02-13Listed for sale$445,000
2004-05-24Sold$110,000
2001-10-19Sold$95,000
1995-10-19Sold$50,000

For Sale by Agent

AgentLisa Will-yoder
BrokerageFirst Realty Company

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