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435 Heather Dr, Sparta, TN, 38583

4beds
2baths
2,288sqft
$284,900
$125price/sqft
$2,108/moest. monthly cost
$84,320/yrincome needed

About This Home

Welcome to this beautifully updated home offering comfort, space, and functionality in a great setting! This property features a spacious layout with an open living area, perfect for everyday living and entertaining. The kitchen offers ample cabinetry and flows seamlessly into the main living space. Downstairs, you'll find a full basement providing endless possibilities—ideal for storage, a workshop, or additional living space. Step outside to enjoy a fenced backyard, perfect for pets, kids, or relaxing evenings. The home also features a nice patio area for outdoor gatherings and a well-maintained yard. With its combination of indoor and outdoor space, this property offers the perfect balance of convenience and privacy. Whether you're looking for your first home or something with room to grow, this one checks all the boxes! Some images are virtually staged.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
Doyle Elementary SchoolGrades PK-52.1 mi
6/10
White Co Middle SchoolGrades 6-85.4 mi
7/10
White County High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Range,Microwave

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,288
  • Total interior livable area: 2,288 sqft

Property

Details

  • Parcel number: 012.00

Features

  • Patio & porch: Porch

Lot

  • Lot size: 0.95 Acres
  • Lot size dimensions: 150 x 275

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,440$17,280
Home Insurance $156$1,872
Property Taxes $327$3,924
Electricity $185$2,230
Total$2,108$25,296

Income You'd Need if You Spent...

35% on housing$72,274/yr
40% on housing$63,240/yr
45% on housing$56,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 38583$192
White County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 38583
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$314,900
2026-04-20Price change$324,900
2026-04-02Listed for sale$329,900
2023-05-02Sold$280,000
2023-04-01Contingent$288,900
2023-03-18Price change$288,900
2023-02-27Listed for sale$289,900
2023-02-12Pending sale$289,900
2023-01-29Listed for sale$289,900
2018-06-04Sold$149,900
2018-05-03Listed for sale$149,900
2015-08-27Sold$39,323

For Sale by Agent

AgentTammy Price
BrokerageTri-star Real Estate & Auction Co.,

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