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209 Cotton Ln, Franklin, TN, 37069

3beds
2baths
2,290sqft
$899,500
$393price/sqft
$5,951/moest. monthly cost
$238,040/yrincome needed

About This Home

Beautiful home all on one level on a nice 1/2 acre level lot. 3 bedrooms 2 full baths, separate dining room and office with french doors. Has unfinished space above the garage for a bonus/media room or your choice. 2 car garage and carport and an additional storage/workshop building with electricity. Convenient to shopping at nearby stores on Hillsboro Rd. Located on Cotton Lane at the back of Meadowgreen. No HOA.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

7/10
8/10
Grassland Middle SchoolGrades 6-82.4 mi
10/10
Franklin High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Area: 195
  • Dimensions: 13x15

Bedroom2

  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Area: 154
  • Dimensions: 11x14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Separate
  • Level: Separate
  • Area: 209
  • Dimensions: 11x19

Features

  • High Speed Internet,Kitchen Island
  • Flooring: Carpet,Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 2,290

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,290
  • Total interior livable area: 2,290 sqft

Kitchen

  • Area: 143
  • Dimensions: 11x13

Living Room

  • Features: Great Room
  • Level: Great Room
  • Area: 342
  • Dimensions: 18x19

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Other

  • Features: Office
  • Level: Office
  • Area: 140
  • Dimensions: 14x10

Property

Details

  • Parcel number: 094037P A 01600 00008038M
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Topography of land: Level

Lot

  • Lot size: 0.58 Acres
  • Features: Level
  • Lot size dimensions: 111 x 208

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Garage Faces Rear,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,548$54,576
Home Insurance $294$3,528
Property Taxes $923$11,076
Electricity $186$2,232
Total$5,951$71,412

Income You'd Need if You Spent...

35% on housing$204,034/yr
40% on housing$178,530/yr
45% on housing$158,693/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$393This listing

vs Other Active Listings

Avg $/sqft

ZIP 37069$397
Williamson County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 37069$351
Williamson County$322

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Price change$899,500
2026-05-22Listed for sale$925,000

For Sale by Agent

AgentJ Edward Campbell
BrokerageSynergy Realty Network, LLC

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