402 Cotton Ln, Franklin, TN, 37069
About This Home
Beautiful Cape Cod home located in one of Franklin's most desirable neighborhoods - Cottonwood Estates. This home features 5 bedrooms with 3 baths. Primary Suite is located on main floor with walk in closet, updated shower and double vanities. Two other spacious rooms on main level. A large family room as you walk in front door with fireplace overlooking the fenced in backyard and neighborhood green space located behind fence. Dual staircase to 2 additional large bedrooms with jack and jill bath, a hobby room, and a very spacious bonus room over garage. This home has a large amount of storage perfect for all your off-season needs. It even has a cedar closet. Outside this lawn is well maintained and features a long driveway to the two-car attached garage in the back of the home. The community has a large pool, playground, walking trails, pickleball and lots of green space. This home is a must see!!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1982
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Built-In Electric Oven,Cooktop
Basement
- Basement: Crawl Space
Bedroom1
- Features: Full Bath
- Level: Full Bath
- Area: 195
- Dimensions: 13x15
Bedroom2
- Area: 154
- Dimensions: 11x14
Bedroom3
- Area: 154
- Dimensions: 11x14
Bedroom4
- Features: Extra Large Closet
- Level: Extra Large Closet
- Area: 160
- Dimensions: 16x10
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Features
- Flooring: Carpet,Wood,Tile
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area above ground: 3,302
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,302
- Total interior livable area: 3,302 sqft
Kitchen
- Area: 154
- Dimensions: 14x11
Living Room
- Features: Great Room
- Level: Great Room
- Area: 306
- Dimensions: 17x18
Master Bathroom
- Features: Double Vanity
- Level: Double Vanity
Other
- Features: Bedroom 5
- Level: Bedroom 5
- Area: 225
- Dimensions: 15x15
Recreation Room
- Area: 357
- Dimensions: 21x17
Property
Details
- Parcel number: 094051D A 06000 00006051D
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: Association
- Patio & porch: Patio
- Fencing: Back Yard
Lot
- Lot size: 0.29 Acres
- Lot size dimensions: 92 x 147
Parking
- Total spaces: 2
- Parking features: Garage Faces Rear
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,435 | $65,220 |
| Home Insurance | $351 | $4,212 |
| Property Taxes | $1,125 | $13,500 |
| Electricity | $268 | $3,219 |
| Total | $7,179 | $86,148 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $1,049,000 |
| 2026-07-16 | Listed for sale | $1,075,000 |
| 1997-09-05 | Sold | $185,000 |
| 1995-05-25 | Sold | $164,500 |
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