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3669 Bluff Springs Rd, McMinnville, TN, 37110

3beds
2baths
1,709sqft
$299,000
$175price/sqft
$2,171/moest. monthly cost
$86,840/yrincome needed

About This Home

Welcome home to peaceful country living with room to breathe! This beautiful 3 bedroom, 2 bath, two-story home sits on over half an acre of level land, giving you the space and privacy you’ve been looking for. Step inside and you’ll love the warm wood floors throughout the main living areas and a cozy fireplace that makes the living room the perfect spot to gather with family and friends. In the kitchen you will find lots of cabinets and counter space for your chef enthusiasts. The layout offers both comfort and functionality, with plenty of space for everyday living and entertaining. Outside, enjoy your own backyard retreat featuring an above-ground pool, ideal for summer fun and relaxing weekends. The level yard provides endless possibilities for gardening, pets, play, or even adding a shop. A one-car garage adds convenience and extra storage. And one of the best parts.. this home is located in the county, so you’ll enjoy NO city taxes! If you’ve been dreaming of a move-in ready home with space, charm, and country living just minutes from town, this one is a must see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
Dibrell Elementary SchoolGrades PK-83.6 mi
5/10
Warren County High SchoolGrades 9-128.3 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Extra Closets,Walk-In Closet(s)
  • Flooring: Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,709

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,709
  • Total interior livable area: 1,709 sqft

Property

Details

  • Parcel number: 032 01803 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Topography of land: Level

Lot

  • Lot size: 0.66 Acres
  • Features: Level
  • Lot size dimensions: 118 x 210 IRR

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Drought
Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance $193$2,316
Property Taxes $292$3,504
Electricity $175$2,103
Total$2,171$26,052

Income You'd Need if You Spent...

35% on housing$74,434/yr
40% on housing$65,130/yr
45% on housing$57,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 37110$153
Warren County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 37110$177
Warren County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-29Price change$325,000
2026-03-03Listed for sale$333,000
2024-05-16Sold$295,000
2016-09-16Sold$130,000

For Sale by Agent

AgentCrystal Ann King
BrokerageHighlands Elite Real Estate

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