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109 Bonner St, McMinnville, TN, 37110

5beds
2baths
2,558sqft
$285,000
$111price/sqft
$2,421/moest. monthly cost
$96,840/yrincome needed

About This Home

Located in the heart of McMinnville, 109 Bonner St offers a rare combination of space, comfort, and everyday functionality with five bedrooms, two bathrooms, and a lot size of over a quarter acre. Natural light fills the home, creating bright, inviting living spaces with a comfortable flow throughout. The flexible layout offers room to spread out, whether you need additional bedrooms, office space, or room for guests. Outside, the spacious yard provides plenty of room to enjoy, entertain, garden, or simply relax. Step outside to find a detached garage offering endless potential—whether for storage, a workshop, hobby space, or future conversion into an in-law suite or additional living unit. Conveniently located near local shopping, dining, and schools, this home blends practical living with a warm, welcoming feel.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Bobby Ray MemorialGrades PK-50.4 mi
4/10
5/10
Warren County High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • High Speed Internet
  • Flooring: Carpet,Wood
  • Finished area above ground: 2,558

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,558
  • Total interior livable area: 2,558 sqft

Property

Details

  • Parcel number: 059M B 01300 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 75 x 175

Parking

  • Total spaces: 3
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Inland Flooding
Lightning
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance $184$2,208
Property Taxes $589$7,068
Electricity $207$2,494
Total$2,421$29,052

Income You'd Need if You Spent...

35% on housing$83,005/yr
40% on housing$72,630/yr
45% on housing$64,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 37110$153
Warren County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 37110$177
Warren County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$285,000
2025-09-22Sold$285,800
2025-09-19Pending sale$279,000
2025-08-07Price change$279,000
2025-07-31Price change$284,999
2025-07-11Price change$289,999
2025-06-27Listed for sale$299,900
2025-06-06Sold$202,500
2023-05-25Sold$299,900
2023-04-15Contingent$299,900
2023-04-13Price change$299,900
2023-04-05Price change$309,900
2023-03-26Price change$314,900
2023-03-13Price change$324,900
2023-02-10Price change$329,900
2023-01-26Listed for sale$339,900
2022-09-19Sold$117,500
2021-03-24Listing removed--
2013-06-28Sold$30,000
2012-08-09Sold$30,000
2011-03-24Listing removed$89,900
2009-11-12Price change$89,900
2009-09-09Price change$79,500
2008-07-18Listed for sale$74,900
2008-02-11Listing removed$84,900
2007-08-04Price change$84,900
2007-06-21Price change$77,900
2007-05-20Listed for sale$89,900
2005-09-03Sold$68,500

For Sale by Agent

AgentTaylor Burkhead Earls
BrokerageCompass Tennessee, LLC

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