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728 W Main St, McMinnville, TN, 37110

4beds
3baths
2,623sqft
$419,900
$160price/sqft
$3,475/moest. monthly cost
$139,000/yrincome needed

About This Home

Price below Appraisal !!! Brick home with 9 ft ceilings, hardwood floors and oversized Primary Suite with a jacuzzi tub, separate formal dining room, fireplace, 4 bedroom with 3 full baths. WORKSHOP in attached garage. Beautiful landscaping, partial fenced backyard with patio. Please verify all pertinent information.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
West Elementary SchoolGrades PK-50.5 mi
4/10
5/10
Warren County High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Oven,Cooktop
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),High Ceilings,Pantry
  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,623

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,623
  • Total interior livable area: 2,623 sqft

Property

Details

  • Parcel number: 059O G 02101 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Covered,Patio
  • Fencing: Partial
  • Topography of land: Level

Lot

  • Lot size: 0.47 Acres
  • Features: Level
  • Lot size dimensions: 125 x 174.65 IRR

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Lightning
Strong Wind
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance $271$3,252
Property Taxes $868$10,416
Electricity $213$2,557
Total$3,475$41,700

Income You'd Need if You Spent...

35% on housing$119,142/yr
40% on housing$104,250/yr
45% on housing$92,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 37110$153
Warren County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 37110$177
Warren County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Price change$419,900
2026-03-09Listed for sale$424,900
2026-03-06Contingent$424,900
2025-09-10Listed for sale$424,900
2025-09-03Listing removed$424,900
2025-07-23Price change$424,900
2025-07-11Price change$439,900
2025-03-31Price change$449,900
2024-12-04Price change$457,400
2024-10-07Listed for sale$459,900
2024-05-01Listing removed--
2024-02-07Price change$459,900
2024-01-19Listed for sale$464,900
2024-01-06Listing removed--
2023-09-20Price change$464,900
2023-08-23Price change$469,000
2023-06-21Price change$474,900
2023-05-15Listed for sale$499,900
1990-04-20Sold$18,000

For Sale by Agent

AgentKelly Anderson
BrokerageRE/MAX 1st Realty

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