381 Rivercliff Rd, McMinnville, TN, 37110
About This Home
Beautiful and spacious home with a thoughtfully designed layout! This home is amazing from the time you drive in with upgraded driveway featuring concrete pavers and lighting that adds both charm and curb appeal. Upstairs features 1 bedroom with an en suite bath, conveniently opening into a generous walk-in closet and laundry room. The breathtaking kitchen offers a large island, open shelving and overlooks the main living area, creating an ideal space for entertaining and everyday living. Also, on the main level has a two-car garage with stained floors and an additional room perfect for an office or flex space which includes built in shelves all concealed behind a bookcase hidden door off the main living area. Downstairs you will find two additional rooms and a second living area, full bath, a one car garage (with updated floors and ceilings), and a mechanical room, offering excellent space for guests, multi-generational living, or extra functionality. In addition to all this, this home is a must-see to appreciate the many upgrades and added features. Both upstairs and downstairs levels offer outdoor areas providing plenty of space to relax and enjoy the surroundings. Step outside and unwind in the hot tub, making this property perfect for comfort and entertaining year around. Owner is including all appliances, washer and dryer, hot tub and large furniture will stay with the home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Roof: Metal
- Construction materials: Brick,Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Built-In Electric Oven,Built-In Electric Range,Trash Compactor,Dishwasher,Disposal,Dryer,Ice Maker,Microwave,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Features
- Bookcases,Built-in Features,Ceiling Fan(s),Extra Closets,High Ceilings,Open Floorplan,Walk-In Closet(s),High Speed Internet
- Flooring: Parquet
- Finished area below ground: 1,065
- Finished area above ground: 1,290
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,355
- Total interior livable area: 2,355 sqft
Property
Details
- Parcel number: 068 06400 000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio,Covered,Porch,Deck
- Has spa: Yes
- Spa features: Private
Lot
- Lot size: 1.20 Acres
Parking
- Total spaces: 7
- Parking features: Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Earthquake
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance | $388 | $4,656 |
| Property Taxes | $1,241 | $14,892 |
| Electricity | $191 | $2,296 |
| Total | $4,853 | $58,236 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Listed for sale | $600,000 |
| 2024-02-20 | Sold | $60,000 |
| 2024-02-13 | Pending sale | $72,500 |
| 2023-11-07 | Price change | $72,500 |
| 2023-10-27 | Price change | $75,000 |
| 2023-10-26 | Listed for sale | $78,500 |
| 2023-10-13 | Contingent | $80,000 |
| 2023-10-09 | Price change | $80,000 |
| 2023-09-18 | Price change | $85,000 |
| 2023-08-09 | Price change | $95,000 |
| 2023-07-24 | Listed for sale | $100,000 |
| 2021-05-07 | Sold | $51,500 |
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