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520 Merry Dale Dr, Tipton, MO, 65081

2beds
1baths
994sqft
$145,000
$146price/sqft
$1,101/moest. monthly cost
$44,040/yrincome needed

About This Home

Charming, move-in ready home in Tipton, MO! This updated 2-bedroom, 1-bath residence offers 994 sqft of comfortable living space with thoughtful improvements throughout. Recent updates include new flooring, fresh paint, new countertops, a stylish kitchen backsplash, and an updated bathroom. It also has an attached carport and a storage room, perfect for tools, seasonal items, or hobbies. Enjoy the oversized back-yard, perfect for entertaining guests. Conveniently located and well maintained, this property is ideal for those looking to downsize, first-time homebuyers or as a great investment property! Don't miss this one. Call and schedule your showing today!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Tipton Elementary SchoolGrades PK-50.4 mi
2/10
TIPTON MIDDLE SCHOOLGrades 6-80.4 mi
8/10
Tipton High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1957

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 150.04
  • Dimensions: 12.1 x 12.4

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 994

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,None

Interior Area

  • Total structure area: 994
  • Total interior livable area: 994 sqft

Kitchen

  • Level: Main
  • Area: 161.54
  • Dimensions: 19.7 x 8.2

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 280.84
  • Dimensions: 23.6 x 11.9

Primary Bedroom

  • Level: Main
  • Area: 137.41
  • Dimensions: 15.1 x 9.1

Property

Features

  • Levels: One

Lot

  • Lot size: 10,320 sqft
  • Lot size dimensions: 80 x 129

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$154$1,848
Property Taxes $73$876
Electricity $141$1,693
Total$1,101$13,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,748/yr
40% on housing$33,030/yr
45% on housing$29,360/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 65081$72
Moniteau County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 65081$128
Moniteau County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Price change$145,000
2026-01-23Listed for sale$150,000
2026-01-19Pending sale$150,000
2026-01-06Listed for sale$150,000
2024-10-31Sold--
2024-09-05Pending sale$125,000
2024-08-10Listed for sale$125,000

For Sale by Agent

AgentNaki Dauti
BrokerageStaton Realty Group

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