131 Richland Ave, Watertown, TN, 37184
About This Home
Move-in ready and thoughtfully designed for easy one-level living, this inviting home features a bright open floor plan with fresh neutral paint throughout, hardwood flooring in the main living areas, vaulted ceilings, and tile in wet areas. The kitchen and baths showcase custom soft-close wood cabinetry and granite countertops, while 9-foot ceilings enhance the spacious, airy feel. Well-designed living spaces and soaring ceilings make this home feel much larger than it appears from the outside. A generously sized laundry room leads to the oversized one-car garage, and the privacy-fenced backyard offers additional access and frontage to the rear alley. All appliances remain, making your move even easier. Enjoy low-maintenance living with a slab foundation and a brand-new HVAC system installed in 2026. Conveniently located near historic downtown Watertown, just 15 minutes to Lebanon and I-40, and approximately 37 minutes to Nashville International Airport. This property also qualifies for 100% USDA Rural Development financing for eligible buyers. Select photos have been virtually staged for inspiration and to illustrate how the spaces can be furnished.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Range,Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s)
Basement
- Basement: None
Bedroom1
- Features: Suite
- Level: Suite
- Area: 192
- Dimensions: 16x12
Bedroom2
- Area: 90
- Dimensions: 9x10
Bedroom3
- Area: 99
- Dimensions: 9x11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Features: Combination
- Level: Combination
- Area: 108
- Dimensions: 9x12
Features
- Flooring: Carpet,Wood,Tile
- Finished area above ground: 1,375
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,375
- Total interior livable area: 1,375 sqft
Kitchen
- Area: 120
- Dimensions: 12x10
Living Room
- Features: Great Room
- Level: Great Room
- Area: 208
- Dimensions: 13x16
Other
- Features: Utility Room
- Level: Utility Room
- Area: 77
- Dimensions: 7x11
Property
Details
- Parcel number: 128B B 02000 000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch,Covered
- Fencing: Back Yard
Lot
- Lot size: 0.26 Acres
- Lot size dimensions: 75 x 150.64 IRR
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,794 | $21,528 |
| Home Insurance | $237 | $2,844 |
| Property Taxes | $728 | $8,736 |
| Electricity | $175 | $2,103 |
| Total | $2,934 | $35,208 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $354,900 |
| 2026-07-09 | Price change | $359,900 |
| 2026-06-23 | Listed for sale | $364,900 |
| 2022-07-29 | Sold | $305,000 |
| 2022-07-01 | Pending sale | $299,000 |
| 2022-06-24 | Listed for sale | $299,000 |
| 2017-06-27 | Sold | $185,000 |
| 2016-07-19 | Sold | $25,000 |
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