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1840 Rock Springs Rd, Watertown, TN, 37184

2beds
1baths
960sqft
$499,999
$521price/sqft
$3,817/moest. monthly cost
$152,680/yrincome needed

About This Home

Set on 30 breathtaking acres in Watertown, this beautifully updated property offers the perfect blend of peaceful country living and modern comfort. From the moment you arrive, you'll notice the care and attention poured into this home featuring a brand new exterior, durable tin roof, updated gutters, and fresh paint that gives it a clean, welcoming feel. Inside, you'll find even more upgrades, including an updated HVAC system, new water heater, electrical and plumbing improvements, and a stove making this home truly move-in ready. Every detail has been thoughtfully addressed so you can focus on enjoying your surroundings. The real showstopper is the land 30 stunning acres of rolling countryside, offering endless possibilities whether you're dreaming of a mini farm, recreational retreat, or simply a quiet place to unwind and take in the natural beauty. If you've been looking for space, updates, and that hard-to-find combination of charm and functionality, this property is perfect

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
6/10
Watertown High SchoolGrades 9-123.9 mi
7/10
Watertown Middle SchoolGrades 6-84.6 mi

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Metal
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • New Paint
  • Window features: Single Pane Windows,Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood,Electric,Other
  • Cooling features: Other

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 148 040.00

Features

  • Patio & porch: Porch
  • Has view: Yes
  • View description: No Water Frontage View Description
  • Water view: No Water Frontage View Description
  • Waterfront features: No Water Frontage View Description,Creek,Spring

Lot

  • Lot size: 30 Acres
  • Features: Irregular Lot,Wooded
  • Lot size dimensions: 30 acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Basement,Garage
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance $334$4,008
Property Taxes $780$9,360
Electricity $175$2,103
Total$3,817$45,804

Income You'd Need if You Spent...

35% on housing$130,868/yr
40% on housing$114,510/yr
45% on housing$101,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$521This listing

vs Other Active Listings

Avg $/sqft

ZIP 37184$250
Wilson County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 37184$202
Wilson County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$574,999
2024-04-25Sold$360,000
2024-04-01Contingent$399,900
2024-02-26Listed for sale$399,900
2024-02-20Contingent$399,900
2024-02-14Listed for sale$399,900
2015-09-08Listing removed$144,900
2015-05-22Listed for sale$144,900
2014-06-10Sold$90,000
2014-04-05Listed for sale$99,900
2013-03-18Listing removed$109,000
2012-09-21Listed for sale$109,000

For Sale by Agent

AgentSeth Melton
BrokerageKeller Williams Realty DBA Cookeville RE Company

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