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4242 Upper Factory Creek Rd, Waynesboro, TN, 38485

3beds
2baths
1,896sqft
$270,000
$142price/sqft
$2,140/moest. monthly cost
$85,600/yrincome needed

About This Home

Discover peaceful country living on 14.74 beautiful acres with this charming 3‑bed, 2‑bath home in Waynesboro. This property offers the perfect blend of privacy, usable land, and natural surroundings. Enjoy spacious living areas, generous bedrooms, and plenty of room for gardening, livestock, or outdoor recreation. Whether you're looking for a quiet retreat or a place to build your homestead dreams, this property provides endless possibilities. Home is being sold as-is.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
Waynesboro Middle SchoolGrades 5-86.2 mi
5/10
Wayne County High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 2016

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Dishwasher,Dryer,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Carpet,Tile
  • Finished area above ground: 1,896

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,896
  • Total interior livable area: 1,896 sqft

Property

Details

  • Parcel number: 099 00201 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 14.74 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Earthquake
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance $238$2,856
Property Taxes $362$4,344
Electricity $175$2,103
Total$2,140$25,680

Income You'd Need if You Spent...

35% on housing$73,371/yr
40% on housing$64,200/yr
45% on housing$57,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -9.8%
-9.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 38485$111
Wayne County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 38485
Wayne County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Listed for sale$270,000

For Sale by Agent

AgentBetty McGaughey
BrokerageeXp Realty

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