320 Ponderosa Ct, Eureka, CA, 95503
About This Home
Welcome to this newly constructed home in a prime Eureka location near Henderson Center! This stunning new property features two thoughtfully designed units, offering versatile living options. The main home is a 3 bedroom 2.5 bath (1388 sf) with an attached 2 car garage plus a second unit that is a 1 bedroom 1 bath (844 sf) with an attached single car garage. Main home has a large open kitchen/living area with a gas fireplace in the living room as well as a slider out to the sunny fenced yard area. The kitchen has all new stainless steel appliances and Quartz countertops. The primary bedroom has its own bathroom and a double closet. The second unit has its own separate entrance and is very spacious with a nice balcony. Great opportunity to live in the house and rent out the second unit or they could both be good high quality rentals. Don't miss out on this fantastic opportunity to own a versatile and modern home in a great Eureka location!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Foundation: Slab
Type & Style
- Home type: SingleFamily
- Architectural style: Custom
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range Hood,Free-Standing Refrigerator
- Laundry features: Dryer Hookup,In Garage,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2.5
Features
- Window features: Double Pane Windows
- Flooring: Vinyl
- Fireplace features: Gas Starter
- Fireplace: Yes
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 1,388
- Total interior livable area: 1,388 sqft
Property
Details
- Parcel number: 010293029000
Features
- Patio & porch: Deck,Patio
- Fencing: Partial
Lot
- Lot size: 6,969 sqft
- Features: Flag Lot,Flat
- Lot size dimensions: .
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Direct Access
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Humboldt County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,433 | $41,196 |
| Home Insurance * | $236 | $2,832 |
| Property Taxes | $593 | $7,116 |
| Electricity | $398 | $4,786 |
| Total | $4,660 | $55,920 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Price change | $679,000 |
| 2026-06-09 | Listed for sale | $699,000 |
View on Zillow