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3815 NW 48TH TERRACE, Gainesville, FL, 32606

3beds
2baths
1,400sqft
$299,900
$214price/sqft
$2,352/moest. monthly cost
$94,080/yrincome needed

About This Home

Welcome home to this charming 3-bedroom, 2-bath residence in the desirable Autumn Woods neighborhood! Filled with natural light, this home offers a bright, open floor plan with a cozy wood-burning fireplace, creating the perfect space for both everyday living and entertaining. The heated and cooled sunroom, converted from the original screened lanai, is bathed in sunlight and provides the ideal place to relax while overlooking the spacious, fully fenced backyard. Outside, you'll find a paver patio transitioning to a generous grassy yard with endless possibilities for gardening, play, pets, or future outdoor living spaces. The kitchen features stainless steel appliances, granite countertops, and opens seamlessly to the main living areas. Enjoy peace of mind with a new roof installed in 2025. A two-car garage provides ample storage and convenience. Best of all, there's no HOA, giving you greater flexibility and lower monthly costs. Centrally located just minutes from Magnolia Park, Starbucks, restaurants, shopping, and everyday conveniences, this home offers the perfect combination of comfort, convenience, and value.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
62
BikeBikeable

Schools

7/10
7/10
6/10

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stone,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Primary Bedroom Main Floor,Stone Counters
  • Flooring: Engineered Hardwood,Marble,Tile
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,848
  • Total interior livable area: 1,400 sqft

Kitchen

  • Features: Storage Closet
  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 06112010045
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Courtyard,Irrigation System

Lot

  • Lot size: 9,583 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Alachua County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$184$2,208
Property Taxes $455$5,460
Electricity $197$2,366
Total$2,352$28,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,640/yr
40% on housing$70,560/yr
45% on housing$62,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 32606$187
Alachua County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 32606$193
Alachua County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$299,900
2026-08-02Listed for sale$299,900
2007-10-15Sold$186,000
2006-10-30Sold$118,500
2004-05-03Sold$142,500

For Sale by Agent

AgentKat Durst
BrokerageCOLDWELL BANKER M.M. PARRISH REALTORS

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