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1410 NW 28th St, Gainesville, FL, 32605

3beds
2baths
1,920sqft
$349,000
$182price/sqft
$2,771/moest. monthly cost
$110,840/yrincome needed

About This Home

Welcome to a rare Gainesville opportunity with a story you almost never see — this custom-built brick home at 1410 NW 28th Street has had just one owner since it was built in 1967 and has never before been offered for sale. Set on approximately one-third of an acre with no HOA, this 3-bedroom, 2-bath home offers timeless character, solid construction, and a location that is hard to beat. With approximately 1,920 heated and cooled square feet and around 2,500 total square feet, the home offers generous living space, including a separate breakfast room, spacious garage, and multiple living areas that give buyers flexibility for everyday living, entertaining, hobbies, or working from home. Inside, the home is filled with natural light and has been refreshed with brand-new upgraded carpet in the bedrooms and professionally installed luxury vinyl plank flooring in the front living room and dining room, along with fresh interior paint throughout, creating a clean and move-in-ready feel. These were not basic builder-grade selections, but quality materials chosen to give the home a more elevated feel. Major updates have already been tackled, including a brand-new 2026 roof with transferable warranty and a brand-new gas water heater. A recent four-point inspection is also available, giving buyers added confidence that the major systems have been reviewed and are in good working order. What makes this property especially compelling is the combination of location, lot size, and freedom. There is no HOA, and the home is located with impressive proximity to the University of Florida — close enough to enjoy the energy of game days and even hear activity from Florida Field. With short-term rentals allowed, buyers may also appreciate the flexibility this property offers, whether for primary living, a second home, or an investment-minded purchase. The home still offers room for a new owner to make it their own. The kitchen and bathrooms are functional and well-kept, with a charming retro feel that some buyers may love as-is while others may choose to update over time. The property also features a notably steep driveway, which buyers should be aware of. That said, this is a solid, substantial, move-in-ready home, and it has been priced accordingly with the understanding that a future owner may want to make additional tasteful finish updates over time. In exchange, buyers will find a well-built, well-maintained home with character, space, and a setting that is becoming harder to find. This is not a cookie-cutter house. It is a home with history, substance, and potential — refreshed where it counts, honest about where a buyer may want to personalize, and full of opportunity in one of Gainesville’s most convenient locations.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

7/10
3/10
Westwood Middle SchoolGrades 6-80.3 mi
6/10
Gainesville High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1967

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Garage,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Primary Bedroom Main Floor,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,495
  • Total interior livable area: 1,920 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 06432068000
  • Zoning: RSF1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Courtyard

Lot

  • Lot size: 0.35 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Alachua County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$283$3,396
Property Taxes $527$6,324
Electricity $197$2,366
Total$2,771$33,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,005/yr
40% on housing$83,130/yr
45% on housing$73,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 32605$166
Alachua County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 32605$191
Alachua County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$399,900
2026-04-18Pending sale$399,900
2026-04-14Listed for sale$399,900

For Sale by Agent

AgentWendy Swan
BrokerageRABELL REALTY GROUP LLC

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