




106 SW 38th St, Gainesville, FL, 32607
About This Home
Rare Opportunity Near the University of Florida! This spacious one-story concrete block home offers the perfect combination of classic character, modern updates, and incredible investment potential. Built in 1963 and situated on a large .64-acre corner lot shaded by beautiful mature oak trees, the property includes the possibility of a separate additional lot for another home or future development opportunity. Inside, you’ll find over 3,500 square feet of total area featuring 5 bedrooms and 3 remodeled bathrooms, providing plenty of room for a large family, multi-generational living, or rental flexibility. Real hardwood floors run throughout much of the home, adding warmth and timeless appeal. The spacious kitchen offers an abundance of storage cabinets and workspace for everyday living and entertaining. Outdoor living shines with an impressive 40’ x 20’ screened swimming pool, perfect for relaxing, hosting gatherings, or enjoying Florida living year-round. Additional highlights include a new roof, oversized 2-car garage, and a highly desirable location close to the University of Florida, shopping, bus routes, and the UF football stadium. Whether you are searching for a spacious family residence, game-day retreat, or outstanding investment opportunity, this unique property offers endless possibilities in one of Gainesville’s most convenient locations.
Getting Around
Schools
Construction
Condition
- Property condition: Completed
- Year built: 1963
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Gas Water Heater,Refrigerator
- Laundry features: In Garage
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s)
- Window features: Window Treatments
- Flooring: Ceramic Tile,Hardwood
- Fireplace features: Masonry,Wood Burning
- Fireplace: Yes
- Common walls with other units/homes: Corner Unit
Great Room
- Features: Built-In Shelving
- Level: First
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,529
- Total interior livable area: 2,738 sqft
Kitchen
- Level: First
Primary Bedroom
- Features: Built-in Closet
- Level: First
Property
Details
- Parcel number: 06528025000
- Zoning: RSF1
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Gunite,In Ground,Screen Enclosure
- Exterior features: Lighting
- Has view: Yes
- View description: Pool
Lot
- Lot size: 0.64 Acres
- Features: Corner Lot,Near Public Transit,Oversized Lot
- Lot size dimensions: 215 x 130
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Inland Flooding
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Alachua County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,775 | $33,300 |
| Home Insurance * | $396 | $4,752 |
| Property Taxes | $1,078 | $12,936 |
| Electricity | $275 | $3,306 |
| Total | $4,524 | $54,288 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $558,500 |
| 2026-04-27 | Listing removed | -- |
| 2026-02-13 | Listed for sale | $540,000 |
| 2024-09-01 | Listing removed | -- |
| 2024-07-13 | Price change | $489,000 |
| 2024-06-17 | Price change | $499,000 |
| 2024-06-06 | Price change | $510,000 |
| 2024-05-22 | Price change | $520,000 |
| 2024-05-08 | Listed for sale | $540,000 |
| 2023-08-08 | Listing removed | -- |
| 2023-07-13 | Listed for rent | $2,950 |
| 2023-07-12 | Listing removed | -- |
| 2023-06-18 | Listing removed | -- |
| 2023-05-26 | Price change | $490,000 |
| 2023-05-17 | Price change | $2,950 |
| 2023-05-11 | Listed for sale | $540,000 |
| 2023-05-06 | Pending sale | $540,000 |
| 2023-03-27 | Price change | $3,100 |
| 2023-03-02 | Listed for sale | $540,000 |
| 2023-02-24 | Listed for rent | $3,400 |
| 2022-10-05 | Listing removed | -- |
| 2022-05-02 | Listing removed | -- |
| 2022-03-11 | Listed for rent | $2,900 |
| 2022-01-28 | Price change | $489,000 |
| 2021-10-04 | Listed for sale | $499,000 |
| 2016-11-16 | Sold | $270,000 |
