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4239 SW 104th Ter, Gainesville, FL, 32608

5beds
4baths
3,389sqft
$1,024,000
$302price/sqft
$7,902/moest. monthly cost
$316,080/yrincome needed

About This Home

Contemporary Tommy Waters Masterpiece on Private .67-Acre Cul-de-Sac Lot Experience the perfect blend of architectural pedigree and total privacy in Benjamin’s Grove at Haile Plantation. This classic Tommy Waters contemporary home sits at the end of a quiet cul-de-sac on a rare, nearly 3/4-acre wooded pie-shaped lot—offering a serene sanctuary just minutes from the Village Center. The Living Space: Light-Filled Design: Expansive windows throughout highlight the gorgeous wood and tile flooring. Flexible Layout: 4 spacious bedrooms plus a dedicated study (ideal as a 5th bedroom or nursery). Smart Floor Plan: Two bedrooms and a full bath are tucked away on the 2nd floor, perfect for a guest wing or kids' retreat. Chef’s Kitchen: An expansive kitchen designed for entertaining, flowing effortlessly into the main living areas. Outdoor Living & Entertaining: Pool Oasis: Huge screened enclosure featuring a sparkling pool and a full pool bath. Outdoor Chef's Station: Fully equipped summer kitchen for year-round grilling. Bonus Patio: A second exterior patio provides the perfect spot for morning coffee overlooking the lush, wooded backyard. Systems & Upgrades: New Roof (2013) Two New Trane HVAC Units (2017) Whole-House Tankless Water Heater (2017) FSBO TERMS: Showing Requirements: For the privacy and security of the residents, proof of funds or a mortgage pre-approval letter is required prior to scheduling a showing. Commission: This is a For Sale By Owner listing; we are not offering a buyer's agent commission at this time. HOA: Subject to Haile Plantation Association covenants and fees.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
Kanapaha Middle SchoolGrades 6-82.1 mi
6/10
F. W. Buchholz High SchoolGrades 5,9-125.4 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,389 sqft

Property

Details

  • Parcel number: 06860220018

Features

  • Exterior features: Stucco

Lot

  • Lot size: 0.67 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Heat Wave
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Alachua County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,177$62,124
Home Insurance *$696$8,352
Property Taxes $1,688$20,256
Electricity $341$4,092
Total$7,902$94,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$270,925/yr
40% on housing$237,060/yr
45% on housing$210,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 32608$190
Alachua County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 32608$219
Alachua County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Listed for sale$995,000
2026-05-03Pending sale$995,000
2026-05-03Listed for sale$995,000
2026-04-24Pending sale$995,000
2026-04-19Listed for sale$995,000
2008-05-23Sold$535,000
2008-04-17Price change$569,900
2008-02-21Price change$579,900
2008-02-02Price change$599,900
2007-12-17Price change$629,900
2007-11-27Price change$643,900
2007-08-29Listed for sale$699,000
2003-06-28Sold$530,000
2001-08-17Sold$453,500
2000-09-29Sold$424,000
1999-11-03Sold$405,000
1998-09-15Sold$358,000
1996-05-17Sold$374,000
1994-09-02Sold$350,000

For Sale by Owner

AgentProperty Owner

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