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3915 SW 95TH TERRACE, Gainesville, FL, 32608

4beds
4baths
3,294sqft
$815,000
$247price/sqft
$6,344/moest. monthly cost
$253,760/yrincome needed

About This Home

Virtually Staged. Nestled beneath a canopy of mature oaks in the sought-after Haile Plantation area, this timeless Southern Living-style estate blends classic architecture with elegant everyday living. Situated on an expansive 2/3-acre beautifully landscaped homesite in Albury Round, this custom residence offers exceptional curb appeal with its large front porch, stately columns, and welcoming brick staircase entry. Spanning 3,294 heated and cooled square feet, the thoughtfully designed floor plan features 4 bedrooms, 4 baths, great room, formal dining, a private study, and a versatile bonus room. Enter through the expansive foyer, flanked by a formal banquet-sized dining room adorned with a tray ceiling, wainscoting, and crown molding, and a handsome study featuring extensive custom built-ins, crown molding, and ample space for both work and relaxation. The heart of the home is the dramatic great room, highlighted by soaring two-story ceilings, gleaming wood floors, an electric fireplace framed by custom millwork and mantel, and an impressive Restoration Hardware chandelier. French doors open to the newly refurbished deck, creating seamless indoor-outdoor living. The kitchen features white cabinetry, a large center island with a 5-burner gas cooktop, double ovens, microwave, newer refrigerator and dishwasher, and opens to a spacious breakfast area with picturesque views of the park-like backyard and deck access. The downstairs primary suite is a private retreat, filled with natural light from numerous plantation-shuttered windows and featuring french doors to the deck. The oversized custom walk-in closet offers abundant built-in storage and drawer space. The primary bath includes dual vanities, a jetted tub, large walk-in shower, and private water closet. A full guest bath conveniently serves the main level. Upstairs, three generously sized bedrooms each offer walk-in closets. One bedroom enjoys a private en-suite bath and convenient laundry chute, while two additional bedrooms share a spacious adjoining bath. Completing the upper level is a bonus/media room featuring wood floors, an electric fireplace, floor-to-ceiling shelving, multiple storage closets, and a large screen television, creating the perfect space for movie nights, gaming, or relaxing with family and friends. Designed for entertaining and enjoying Florida’s natural beauty, the expansive deck overlooks the lush, park-like grounds and connects to a charming courtyard area and winding walkway leading to a large brick entertaining terrace at the rear of the property. Additional features include an inside laundry room and an oversized two-and-a-half-car garage with a dedicated golf cart bay. Recent updates provide peace of mind and include a new 2025 roof, two 2018 HVAC systems, and a newer tankless water heater. Ideally positioned near Hawkstone Country Club with premier golf, as well as two Haile Villages with dining and boutique shopping. Located near top-rated schools, the University of Florida, and UF Health, this is a rare opportunity to own a signature residence that embodies the very best of classic southern living in Gainesville.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
Kanapaha Middle SchoolGrades 6-81.6 mi
6/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Dryer,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Inside,Laundry Chute,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Built-in Features,Ceiling Fan(s),Chair Rail,Crown Molding,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Primary Bedroom Main Floor,Split Bedroom,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Fireplace features: Gas
  • Fireplace: Yes

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,326
  • Total interior livable area: 3,294 sqft

Kitchen

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 06860331051
  • Zoning: PD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Irrigation System,Lighting,Other,Private Yard,Rain Gutters,Sprinkler Metered
  • Fencing: Wood

Lot

  • Lot size: 0.65 Acres

Parking

  • Total spaces: 3
  • Parking features: Golf Cart Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Heat Wave
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Alachua County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,121$49,452
Home Insurance *$553$6,636
Property Taxes $1,339$16,068
Electricity $331$3,978
Total$6,344$76,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,508/yr
40% on housing$190,320/yr
45% on housing$169,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 32608$191
Alachua County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 32608$219
Alachua County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$815,000
1999-09-29Sold$282,929
1997-09-22Sold$77,800

For Sale by Agent

AgentLauretta Fogg
BrokerageCOLDWELL BANKER M.M. PARRISH REALTORS

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