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15027 SW 91ST STREET, Archer, FL, 32618

3beds
2baths
1,456sqft
$499,900
$343price/sqft
$3,740/moest. monthly cost
$149,600/yrincome needed

About This Home

Set on 5.01 fully fenced acres just minutes from Gainesville, this well-maintained farm offers space, flexibility, and quiet connection to the land. Surrounded by oaks and open pasture, the property is thoughtfully designed for horses, livestock, homesteading, or a rural lifestyle without sacrificing convenience. The concrete block home features 3 bedrooms and 2 baths in a functional split-bedroom layout. A 406-square-foot, freshly rescreened back porch provides a relaxing place to enjoy your morning or the evening sunsets overlooking the pastures. Inside you’ll find comfortable everyday living with fresh paint, tile and laminate flooring, and new laminate in two bedrooms (2025–2026). The updated kitchen includes newer appliances. The central heat and air, along with ceiling fans throughout, help keep the home comfortable year-round. Outside, the improvements have already been done. Approximately four acres of gorgeous, mature pasture are cross-fenced with no-climb fencing, complemented by additional field fencing to create secure, versatile spaces for animals. The four-stall barn includes a tack room, and feed and storage area, electric and water. There is also a newer, separate goat barn and a predator-resistant chicken coop with a spacious covered run (2025). A detached 768-square-foot concrete block garage with a large storage room and built-in cabinets provides abundant space for your vehicles, equipment, and workshop. Additional features include a gated entrance, paved road access, a privacy-fenced side yard with patio, and an expansive front yard offering both privacy and curb appeal. Major system updates provide peace of mind, including a 2019 septic system and drain field, 2023 HVAC system and heat pump, and a November 2025 well pump and casing. With no HOA restrictions and plenty of room to grow, raise animals, garden, and create the lifestyle you envision, this is a property that offers more than acreage. It offers opportunity, self-sufficiency, and a place to truly feel at home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
Archer Elementary SchoolGrades PK-55.1 mi
6/10
Oak View Middle SchoolGrades 5-813.2 mi
5/10
Newberry High SchoolGrades 8-1213.8 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Water Heater,Refrigerator
  • Laundry features: Laundry Room

Bedroom1

  • Features: Built-in Closet
  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Kitchen/Family Room Combo,Primary Bedroom Main Floor,Split Bedroom
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,224
  • Total interior livable area: 1,456 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 07408001032
  • Zoning: A
  • Special condition: None
  • Horse amenities: Stable(s)

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch,Screened,Side Porch
  • Exterior features: Private Mailbox
  • Fencing: Cross Fenced,Fenced
  • Residential vegetation: Mature Landscaping,Oak Trees

Lot

  • Lot size: 5.01 Acres
  • Features: Cleared,Pasture,Zoned for Horses

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Alachua County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$219$2,628
Property Taxes $797$9,564
Electricity $197$2,366
Total$3,740$44,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,228/yr
40% on housing$112,200/yr
45% on housing$99,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 32618$209
Alachua County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 32618$218
Alachua County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$485,000
2026-07-29Listed for sale$499,900
2019-09-24Sold$254,900
2019-07-31Pending sale$254,900
2019-07-10Price change$254,900
2019-06-28Listed for sale$259,900
2019-06-24Pending sale$259,900
2019-06-02Price change$259,900
2019-05-18Listed for sale$270,000
2004-02-23Sold$138,000

For Sale by Agent

AgentDeena Erickson-Klacko
BrokerageEXP REALTY LLC

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