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16422 NE 10TH STREET, Gainesville, FL, 32609

3beds
2baths
1,900sqft
$485,000
$255price/sqft
$3,644/moest. monthly cost
$145,760/yrincome needed

About This Home

Escape to your own private homestead in the peaceful Monteocha North area! Nestled on 5 beautiful acres, this charming 3 bedroom, 2-bath home features an inviting open floor plan with vaulted ceilings and a stunning stone fireplace as the centerpiece. Relax and enjoy the natural surroundings from the spacious screened porch. Current owner has put in waterproof vinyl planking, extra insulation in the attic, a 6 foot jacuzzi tub, a newer HVAC unit and Window World windows with a transferrable, lifetime warranty. Outside, the property is packed with extras, including a 2-car carport, a gazebo, and an incredible bonus barn with living quarters. The barn includes a bathroom, kitchenette, living area, and an upstairs open bonus room complete with a rooftop deck — perfect for guests, hobbies, a studio, or additional entertaining space. With plenty of room for toys, animals, kids, and even chickens, this property offers the ideal blend of country living and convenience, just a short drive from Gainesville shopping, dining, and amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Alachua Elementary SchoolGrades 3-510.7 mi
4/10
4/10
Santa Fe High SchoolGrades 9-1212.6 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s),In-Law Floorplan
  • Flooring: Tile,Vinyl
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,432
  • Total interior livable area: 1,900 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 07682016000
  • Zoning: A
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Screened
  • Exterior features: Other
  • Fencing: Other,Wire

Lot

  • Lot size: 5 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Alachua County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$357$4,284
Property Taxes $638$7,656
Electricity $197$2,366
Total$3,644$43,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,937/yr
40% on housing$109,320/yr
45% on housing$97,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 32609$112
Alachua County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 32609$166
Alachua County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$480,000
2026-07-12Price change$485,000
2026-07-08Price change$497,000
2026-05-29Listed for sale$499,000
2014-11-05Sold$164,000
2014-09-03Price change$168,000
2014-07-30Price change$179,000
2014-05-10Price change$184,000
2014-03-22Price change$195,000
2013-10-31Listed for sale$215,900
2003-11-25Sold$158,500

For Sale by Agent

AgentMae Alden
BrokerageBHHS FLORIDA REALTY

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