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4323 NW 12th Ter, Gainesville, FL, 32609

4beds
2baths
1,252sqft
$244,900
$196price/sqft
$1,956/moest. monthly cost
$78,240/yrincome needed

About This Home

Welcome to this well-located Gainesville property offering comfort, convenience, and strong long-term potential. Nestled in an established neighborhood, this home provides a functional layout with inviting living spaces and a spacious lot that allows room for outdoor enjoyment, personalization, or future improvements. The location is a standout feature—just minutes from everyday essentials including Publix, ALDI, CVS, Walgreens, and a variety of dining options along the nearby commercial corridor. Whether it’s a quick grocery run or grabbing a meal, everything you need is close by, making daily living highly convenient. For commuters, the property offers easy access to major roadways and is approximately 12–18 minutes from the University of Florida, creating strong appeal for faculty, staff, and medical professionals. Downtown Gainesville, parks, and additional shopping and entertainment options are also within a short drive. Ideal for both homeowners and investors, this property combines location, accessibility, and upside potential in one of Gainesville’s established and steadily growing areas. A great opportunity to secure a home in a well-connected and desirable setting.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

3/10
Westwood Middle SchoolGrades 6-82.9 mi
6/10
Gainesville High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eating Space In Kitchen
  • Flooring: Tile,Hardwood

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,744
  • Total interior livable area: 1,252 sqft

Kitchen

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 08103002000
  • Zoning: RSF1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Yard

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado

FEMA Declared Disasters in Alachua County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$180$2,160
Property Taxes $341$4,092
Electricity $197$2,366
Total$1,956$23,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,062/yr
40% on housing$58,680/yr
45% on housing$52,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 32609$117
Alachua County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 32609$166
Alachua County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$260,000
2026-04-24Listing removed$255,000
2026-03-09Price change$255,000
2026-02-22Listed for sale$265,000
2026-02-22Listing removed$265,000
2025-07-27Listed for sale$265,000
2025-07-17Pending sale$265,000
2025-05-18Listed for sale$265,000
2025-05-11Pending sale$265,000
2025-02-22Listed for sale$265,000
2024-10-26Listing removed$199,900
2024-09-13Price change$250,000
2024-06-29Price change$255,000
2024-04-12Price change$260,000
2024-02-28Price change$270,000
2023-12-05Price change$275,999
2023-09-28Listed for sale$289,900
2021-06-11Sold$190,000
2021-04-02Pending sale$199,900
2021-03-27Listed for sale$199,900
2017-02-06Sold$83,900
2016-11-18Sold$119,300

For Sale by Agent

AgentJoy Baker
BrokerageSTALLIONS REALTY LLC

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