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2821 NE 17TH TER, Gainesville, FL, 32609

3beds
1baths
1,269sqft
$199,900
$158price/sqft
$1,756/moest. monthly cost
$70,240/yrincome needed

About This Home

This concrete block home with SOLAR THAT WILL BE PAID AT CLOSING, offers a fantastic opportunity for savvy investors, first-time homebuyers, or those looking for an affordable move in ready home with low monthly expenses. No HOA and conveniently located just minutes from Gainesville Regional Airport, 3 miles from downtown, and less than 10 minutes to the University of Florida, this home boasts both accessibility and charm. The interior is filled with natural light that enhances the freshly painted living spaces. Solar panels provide energy efficiency, ensuring low utility bills. Situated on a spacious lot, the fully fenced backyard is perfect for relaxation, outdoor activities, or pets. A standout feature of this home is the converted carport, offering flexibility to suit your needs. This versatile space could serve as a large primary suite with the addition of a bathroom, a 4th bedroom, an office, or even a second living area. The laundry room, conveniently located off this space, adds practicality and convenience. Don't miss this unique property that combines location, efficiency, and potential. Schedule your showing today!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
5/10
Eastside High SchoolGrades 7,9-123.3 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1965

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Primary Bedroom Main Floor
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,517
  • Total interior livable area: 1,269 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 08197004029
  • Zoning: RSF2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Sidewalk
  • Fencing: Fenced

Lot

  • Lot size: 8,712 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Alachua County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$147$1,764
Property Taxes $402$4,824
Electricity $197$2,366
Total$1,756$21,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,205/yr
40% on housing$52,680/yr
45% on housing$46,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 32609$118
Alachua County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 32609$166
Alachua County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$199,900
2025-08-05Listing removed$1,600
2025-08-01Price change$1,600
2025-06-22Price change$1,775
2025-05-30Listed for rent$1,975
2025-04-16Listing removed$225,000
2025-02-12Price change$225,000
2025-01-09Listed for sale$240,000
2021-08-24Sold$175,000
2010-06-30Sold$118,900
2010-03-12Listing removed$118,900
2010-01-18Listed for sale$118,900
2009-11-06Sold$45,000
2009-10-03Listed for sale$44,000
2004-02-17Sold$50,000
1996-03-01Sold$42,500

For Sale by Agent

AgentTyler Carpenter
BrokerageCARPENTER REALTY GROUP

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