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3177 NW 9TH TERRACE, Gainesville, FL, 32609

3beds
2baths
1,220sqft
$265,000
$217price/sqft
$2,112/moest. monthly cost
$84,480/yrincome needed

About This Home

Step inside this beautifully maintained 3-bedroom, 2-bath home offering 1,220 square feet of inviting living space filled with natural light. A soaring entryway creates an lasting first impression, while updated flooring flows throughout the home, adding a fresh, modern feel. Large windows brighten the living areas, creating a warm and welcoming atmosphere perfect for everyday living or entertaining. Outside, the fresh exterior paint enhances curb appeal and gives the home a crisp, updated look. Thoughtfully designed with comfort and functionality in mind, this home is ready for its next owner to make lasting memories. Conveniently located near shopping, dining, parks, and the University of Florida, you'll enjoy easy access to everything Gainesville has to offer.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

6/10
Gainesville High SchoolGrades 8-120.9 mi
3/10
Westwood Middle SchoolGrades 6-82.5 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: In Kitchen

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,391
  • Total interior livable area: 1,220 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 08573002000
  • Zoning: RSF3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Yard

Lot

  • Lot size: 7,841 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado

FEMA Declared Disasters in Alachua County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$195$2,340
Property Taxes $381$4,572
Electricity $197$2,366
Total$2,112$25,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,411/yr
40% on housing$63,360/yr
45% on housing$56,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 32609$117
Alachua County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 32609$166
Alachua County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$265,000
2022-09-28Sold$237,500
2022-09-05Pending sale$219,900
2022-09-03Listed for sale$219,900
2015-06-26Sold$95,500
2015-04-27Price change$99,900
2015-04-02Price change$109,000
2015-03-28Price change$99,900
2015-03-04Listed for sale$109,000
2010-08-18Listing removed$129,900
2010-06-26Listed for sale$129,900
1999-06-04Sold$55,000
1998-02-25Sold$10,800

For Sale by Agent

AgentJeremy Williams
BrokerageKELLER WILLIAMS GAINESVILLE REALTY PARTNERS

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