920 NW 20th St, Gainesville, FL, 32603
About This Home
Prime UF Location | Flexible Layout | Creekfront Privacy Spacious 3-bedroom, 1-bath home just minutes from the University of Florida, offering exceptional flexibility and income potential. The main residence includes a one-car garage and shares laundry with a 2-bedroom, 1-bath apartment below, creating the option to lease separately or combine both levels into a 5-bedroom, 2-bath property—ideal for investors or multi-generational living. Situated on an almost one-acre lot at the end of a quiet street, this unique property backs up to Hogtown Creek, delivering rare water views, privacy, and a serene setting—hard to find this close to campus. Walk or bike to UF while enjoying a peaceful, nature-filled backdrop. Currently leased through July at $3,195/month, making this a turnkey investment or an excellent opportunity to secure a Gator game-day home or future primary residence. Properties with this size, flexibility, and location near UF don’t last—priced for a quick, easy sale.
Getting Around
Car-Dependent
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1948
Materials
- Foundation: Block,Crawlspace
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
- Laundry features: In Garage
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Split Bedroom
- Window features: Window Treatments
- Flooring: Tile,Hardwood
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,328
- Total interior livable area: 1,981 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Built-in Closet
- Level: First
Property
Details
- Parcel number: 09207000000
- Zoning: RSF1
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Exterior features: Other
Lot
- Lot size: 0.87 Acres
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Alachua County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,776 | $33,312 |
| Home Insurance * | $209 | $2,508 |
| Property Taxes | $1,035 | $12,420 |
| Electricity | $199 | $2,392 |
| Total | $4,219 | $50,628 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $549,000 |
| 2026-03-20 | Price change | $575,000 |
| 2026-02-08 | Listing removed | $3,600 |
| 2026-01-29 | Listed for sale | $595,000 |
| 2026-01-18 | Listed for rent | $3,600 |
| 2025-06-30 | Listing removed | $2,150 |
| 2025-05-04 | Price change | $2,150 |
| 2025-03-09 | Listed for rent | $2,200 |
| 2024-03-14 | Listing removed | -- |
| 2024-03-05 | Price change | $2,150 |
| 2024-02-09 | Listed for rent | $2,500 |
| 2024-02-02 | Sold | $490,000 |
| 2023-08-20 | Listing removed | -- |
| 2023-08-12 | Price change | $1,980 |
| 2023-04-22 | Listed for rent | $2,100 |
| 2023-02-10 | Listing removed | -- |
| 2023-01-05 | Listed for rent | $2,100 |
| 2021-12-04 | Listing removed | -- |
| 2021-10-23 | Listed for rent | $1,830 |
| 2021-02-25 | Listing removed | -- |
| 2020-04-09 | Listing removed | $1,100 |
| 2020-04-01 | Price change | $1,100 |
| 2020-02-23 | Price change | $1,520 |
| 2020-02-04 | Listed for rent | $1,450 |
| 2011-04-03 | Listing removed | $995 |
| 2011-02-26 | Listed for rent | $995 |
For Sale by Agent
View on Zillow