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6116 TROUT Street, Melrose, FL, 32666

3beds
3baths
2,445sqft
$499,000
$204price/sqft
$3,845/moest. monthly cost
$153,800/yrincome needed

About This Home

Located in the historic town of Melrose, this spacious 3-bedroom, 3-bath home sits on over 1.23 acres of lush and peaceful landscape. Deeded Access to Melrose Bay includes a 25ft easement with dock for access to Lake Santa Fe to enjoy beautiful views, fishing and kayaking. You are walking distance to small town charm to enjoy art galleries, restaurants, and parks. Open floor plan with lots of natural lighting. Kitchen is spacious and is open to a sunroom with nice built-ins. Nice Terrazzo flooring in main arears of the home are hidden under carpet! With generous living spaces and an ideal location, this home is a rare opportunity to enjoy both comfort and the vibrant lifestyle of downtown Melrose. *Just a short walk to the Wildflower Music Festival!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

1/10
3/10

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Main
  • Area: 240
  • Dimensions: 12.00 x 20.00

Features

  • Breakfast Nook,Built-in Features,Open Floorplan,Split Bedrooms
  • Flooring: Carpet,Laminate,Terrazzo

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,509
  • Total interior livable area: 2,445 sqft

Master Bathroom

  • Level: Main
  • Area: 140
  • Dimensions: 10.00 x 14.00

Property

Details

  • Parcel number: 18706001000
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Dock
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 1.23 Acres
  • Features: Easement Access

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Wildfire

FEMA Declared Disasters in Alachua County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$292$3,504
Property Taxes $784$9,408
Electricity $246$2,952
Total$3,845$46,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,828/yr
40% on housing$115,350/yr
45% on housing$102,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 32666$181
Alachua County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 32666$212
Alachua County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-08Listed for sale$525,000
1996-09-11Sold$92,000

For Sale by Agent

AgentSUSAN SMITH
BrokerageCB ISAAC REALTY

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