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20214 Fettinger Rd, Fountain, FL, 32438

40beds
2baths
1,488sqft
$125,000
$84price/sqft
$1,062/moest. monthly cost
$42,480/yrincome needed

About This Home

Home is currently under renovation and will be like new. I will post more pictures as it is done. The home will have new carpet and floor covering. Freshly painted. A front deck will be built. It will have nice appliances. The a/c and heat are only a few years old.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Waller Elementary SchoolGrades PK-510.1 mi
4/10
6/10
Deane Bozeman SchoolGrades PK-1218.2 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Shake / Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 40
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central,Other

Interior Area

  • Total interior livable area: 1,488 sqft

Property

Details

  • Parcel number: 00188055000

Features

  • Exterior features: Other,Vinyl,Wood
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 0.69 Acres

Parking

  • Parking features: Off-street,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$90$1,080
Property Taxes $143$1,716
Electricity $197$2,366
Total$1,062$12,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,411/yr
40% on housing$31,860/yr
45% on housing$28,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 32438$182
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32438$119
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$125,000
2025-09-01Listing removed$79,900
2025-07-30Listed for sale$79,900
2025-07-15Contingent$79,900
2025-07-15Pending sale$79,900
2024-12-05Listed for sale$79,900
2021-04-23Sold$62,900
2021-04-12Pending sale$62,900
2021-02-18Listed for sale$62,900
2009-11-19Listing removed$79,900
2008-09-16Listed for sale$79,900
2007-03-13Sold$57,500
2005-09-13Sold$25,900

For Sale by Owner

AgentProperty Owner

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