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837 Plantation Dr, Panama City, FL, 32404

4beds
3baths
2,570sqft
$245,900
$96price/sqft
$1,961/moest. monthly cost
$78,440/yrincome needed

About This Home

The auction for this Hubzu property ends 05-15-2026 at 01:00 PM ET. Why wait? Bid on this property now. Visit Hubzu to get started. Great Opportunity to own this single-family home oozing with potential. This home was built in 1974 and features 4 bedrooms and 2.5 bathrooms. ***SPECIAL NOTES: (1) This is a CASH ONLY transaction. (2) Seller to pay Property Taxes, HOA, and Municipal/Utility Liens. All closing costs including transfer taxes are to be paid by the buyer at closing. (3) Please read the Auction disclaimers carefully before placing a bid or submitting an offer. ***

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
35
BikeSomewhat Bikeable

Schools

6/10
2/10
Rutherford High SchoolGrades 6-124.1 mi

Construction

Condition

  • Year built: 1974

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Interior Area

  • Total structure area: 2,570
  • Total interior livable area: 2,570 sqft

Property

Details

  • Parcel number: 06712060000

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,243$14,916
Home Insurance *$250$3,000
Property Taxes $210$2,520
Electricity $258$3,103
Total$1,961$23,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,234/yr
40% on housing$58,830/yr
45% on housing$52,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 32404$161
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32404$179
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$245,900
2026-05-08Listing removed$245,900
2026-05-02Listed for sale$245,900
2026-05-01Listing removed$245,900
2026-04-24Listed for sale$245,900
2026-04-23Listing removed$209,900
2026-04-17Listed for sale$209,900
2026-04-16Listing removed$261,800
2026-04-10Listed for sale$261,800
2026-04-09Listing removed$261,800
2026-04-03Listed for sale$261,800
2026-04-02Listing removed$261,800
2026-03-27Listed for sale$261,800
2026-03-24Listing removed$261,800
2026-03-18Listed for sale$261,800
2026-03-17Listing removed$261,800
2026-03-11Listed for sale$261,800
2026-03-10Listing removed$261,800
2026-02-11Listed for sale$261,800
2026-02-11Listing removed$261,800
2026-01-21Listed for sale$261,800
2025-12-31Sold$227,800
2016-05-16Sold$230,000
2015-08-05Listing removed$225,000
2015-02-01Listed for sale$225,000
2014-06-30Sold$107,500
2013-06-13Listed for sale$156,000
2005-08-09Sold$280,000

For Sale by Agent

AgentNOT APPLICABLE

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