7111 Winona St, Panama City, FL, 32404
About This Home
DEEP WATER PARADISE!!! Welcome to the ULTIMATE coastal retreat where breathtaking views and endless water access come together in one unforgettable property! Nestled at the end of a quiet dead end street, this private oasis offers peace, serenity, and direct access to some of the worlds most sought after waterways. Live here go ANYWHERE! Boating enthusiasts will fall in love with the deep water access( 8-10 feet apx) and two equipped docks including a boat lift ready for your large boat. With ample space for jet skis and and additional water craft, plus a davit system perfect for lifting a skiff. The dock is designed to accommodate vessels up to 48 feet, making it ideal for serious boaters. The main residence features a spacious 3 bedroom, 2 bath layout with a dedicated office, while a separate guest house provides the perfect potential setup for entertaining or private guest quarters. Expansive porches and multiple decks invite you to relax, unwind, and soak in the stunning surroundings. Enjoy arguably the most spectacular views in town. From your own backyard explore Callaway Bayou, East Bay the Intracoastal Waterway, and the Gulf of America. From your boat dock the St. Andrews Pass is approximately 6 miles or a 20 minute boat ride. This is more than a home it is taking full advantage of living on the coast with a lifestyle where everyday is a vacation. Request your private tour today. ///// ALL MEASUREMENTS AND DEPTHS ARE APPROXIMATE AND SHOULD BE VERIFIED BY PERSONS OF INTEREST.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1958
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Oven,Electric Water Heater
Bedroom
- Level: First
- Dimensions: 14 x 8
Bedroom
- Level: First
- Dimensions: 12 x 10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating & Cooling
- Heating features: Central,Electric,Geothermal,Wall Furnace
- Cooling features: Central Air,ENERGY STAR Qualified Equipment,Multi Units
Interior Area
- Total structure area: 1,997
- Total interior livable area: 1,997 sqft
Kitchen
- Level: First
- Dimensions: 12 x 10
Laundry
- Level: First
- Dimensions: 18 x 7
Living Room
- Level: First
- Dimensions: 15 x 12
Master Bedroom
- Level: First
- Dimensions: 12 x 12
Office
- Dimensions: 12 x 10
Property
Details
- Parcel number: 06774000000
- Zoning description: City, Resid Single Family
- Special condition: Listed As-Is
Features
- Patio & porch: Deck,Enclosed,Patio,Covered,Porch
- Exterior features: Boat Lift,Boat Slip,Deck,Dock,Patio
- On waterfront: Yes
- Waterfront features: Bayou,Bayfront,Seawall
Lot
- Lot size: 0.57 Acres
- Features: Sprinkler System
- Lot size dimensions: 113 x 178 x 112 x 223
Parking
- Parking features: Additional Parking,RV Access/Parking
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,135 | $37,620 |
| Home Insurance * | $631 | $7,572 |
| Property Taxes | $541 | $6,492 |
| Electricity | $200 | $2,411 |
| Total | $4,507 | $54,084 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $620,000 |
| 2016-10-24 | Listing removed | $495,000 |
| 2016-04-06 | Listed for sale | $495,000 |
| 1999-04-01 | Sold | $195,000 |
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