6905 Hugh Dr, Panama City, FL, 32404
About This Home
Welcome to 6905 Hugh Drive, where modern luxury meets relaxed coastal living. Completely remodeled from the studs up in 2023, this stunning 3-bedroom, 2-bathroom waterfront home sits on nearly 0.6 acres with 100 feet of deep saltwater frontage on Callaway Bayou, offering direct access to East Bay, Shell Island, and the Gulf beyond. Whether you're an avid boater or simply looking for peaceful waterfront living, this property delivers the ultimate Florida lifestyle. Inside, you'll find a light-filled open floor plan with soaring 15-foot vaulted ceilings and luxury vinyl plank flooring throughout. The showstopping chef's kitchen features quartz countertops, stainless steel appliances, white shaker cabinetry, and an oversized center island, seamlessly flowing into the spacious living and dining areas--perfect for entertaining. This home was rebuilt with quality and peace of mind in mind and features all new systems in 2023, including HVAC, hot water heater, electrical wiring, sheetrock, and more. The exterior is equally impressive with a beautiful metal copper roof that adds both durability and timeless character. Step outside through French doors from the living room to a large covered back porch overlooking the bayou, ideal for relaxing or entertaining while enjoying breathtaking sunsets. The primary suite also features private French doors leading to its own deck, providing the perfect spot for morning coffee and serene waterfront views. For boating enthusiasts, the new private dock includes power (50 amp and 110 amp), water, and a boat lift. The property also includes a new privacy fence with a double gate and additional parking with 11' clearance for RV or boat storage. Offering peace, privacy, and endless waterfront adventure, this move-in-ready bayou-front home is just minutes from town while feeling like a private retreat. Schedule your private showing today and experience the beauty of 6905 Hugh Drive for yourself. All measurements are approximate. Information is believed to be accurate but should be verified by buyers if important.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Electric Water Heater
Bedroom
- Dimensions: 11 x 12
Bedroom
- Dimensions: 14 x 11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Cooling features: Central Air
Features
- Flooring: Luxury Vinyl Plank
Interior Area
- Total structure area: 2,001
- Total interior livable area: 2,001 sqft
Master Bedroom
- Dimensions: 14 x 11
Property
Details
- Parcel number: 06983000000
- Zoning description: Resid Single Family
- Special condition: Listed As-Is
Features
- Patio & porch: Deck,Covered,Porch
- Exterior features: Boat Lift,Boat Slip,Covered Patio,Dock
- Fencing: Fenced
- Has view: Yes
- View description: Bayou
- Has water view: Yes
- Water view: Bayou
- On waterfront: Yes
- Waterfront features: Bayou,Seawall
- Frontage length: 100'
Lot
- Lot size: 0.60 Acres
- Lot size dimensions: 103 x 321 x 100 x 318
Parking
- Total spaces: 2
- Parking features: Additional Parking,Garage,Garage Door Opener,Gravel,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,881 | $34,572 |
| Home Insurance * | $580 | $6,960 |
| Property Taxes | $609 | $7,308 |
| Electricity | $201 | $2,416 |
| Total | $4,271 | $51,252 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-18 | Price change | $609,000 |
| 2026-04-12 | Price change | $619,000 |
| 2026-03-15 | Listed for sale | $624,900 |
| 2026-02-13 | Listing removed | $624,900 |
| 2026-02-02 | Price change | $624,900 |
| 2026-01-13 | Price change | $634,900 |
| 2026-01-07 | Price change | $649,900 |
| 2025-12-11 | Price change | $675,000 |
| 2025-08-22 | Price change | $694,999 |
| 2025-07-25 | Price change | $699,000 |
| 2025-07-23 | Price change | $729,000 |
| 2025-07-03 | Pending sale | $699,000 |
| 2025-06-26 | Price change | $699,000 |
| 2025-06-13 | Price change | $714,900 |
| 2025-05-23 | Listed for sale | $729,900 |
| 2023-08-11 | Sold | $535,000 |
| 2023-06-12 | Contingent | $549,900 |
| 2023-06-01 | Listed for sale | $549,900 |
| 2022-04-07 | Sold | $331,000 |
| 2022-03-04 | Contingent | $329,000 |
| 2022-03-02 | Listed for sale | $329,000 |
| 2019-06-11 | Sold | $127,500 |
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