137 H L Sudduth Dr, Panama City, FL, 32404
About This Home
Built in 2024, this beautiful 4-bedroom, 2-bath home offers the perfect combination of modern finishes, functional living space, and a thoughtfully designed layout. The open-concept floor plan creates a seamless flow between the living, dining, and kitchen areas, making it ideal for both entertaining and everyday living. The spacious primary suite is a true retreat, featuring an oversized bedroom, a large walk-in closet, and a beautifully appointed en-suite bathroom complete with a separate soaking tub and shower. The split-bedroom floor plan provides privacy for the primary suite while the additional bedrooms offer plenty of space for family, guests, or a home office. Step outside to enjoy the large fenced backyard with plenty of room for children, pets, gatherings, or future outdoor additions. Built in 2024, this home offers the benefits of newer construction with modern design, energy efficiency, and move-in-ready convenience. If you've been looking for a home that combines space, comfort, and style, this one is a must-see.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: HardiPlank Type,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range
Bedroom
- Level: First
- Dimensions: 13 x 12
Bedroom
- Level: First
- Dimensions: 13 x 12
Bedroom
- Level: First
- Dimensions: 12 x 12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Double Vanity,Main Level Primary,Soaking Tub,Separate Shower,Walk-In Closet(s)
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,043
- Total interior livable area: 2,043 sqft
Master Bedroom
- Level: First
- Dimensions: 15 x 14
Property
Details
- Parcel number: 07127720000
- Zoning description: City
Features
- Patio & porch: Covered,Patio
- Exterior features: Rain Gutters
- Fencing: Full,Fenced
Lot
- Lot size: 10,018 sqft
- Lot size dimensions: 85.0 ft x 120.0 ft
Parking
- Total spaces: 2
- Parking features: Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,073 | $24,876 |
| Home Insurance * | $417 | $5,004 |
| Property Taxes | $515 | $6,180 |
| Electricity | $205 | $2,467 |
| Total | $3,210 | $38,520 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $410,000 |
| 2026-06-15 | Listed for sale | $415,000 |
| 2024-01-29 | Sold | $386,500 |
| 2023-12-23 | Pending sale | $386,500 |
| 2023-12-21 | Listed for sale | $386,500 |
| 2023-08-01 | Sold | $53,000 |
| 2023-07-11 | Contingent | $59,500 |
| 2023-03-31 | Listed for sale | $59,500 |
| 2023-03-09 | Contingent | $59,500 |
| 2023-01-19 | Price change | $59,500 |
| 2022-10-27 | Price change | $67,000 |
| 2022-07-27 | Listed for sale | $72,000 |
| 2022-07-21 | Sold | $36,000 |
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