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1730 Mallard Dr APT F, Panama City, FL, 32404

2beds
2baths
812sqft
$125,000
$154price/sqft
$1,066/moest. monthly cost
$42,640/yrincome needed

About This Home

TURNKEY INVESTMENT OPPORTUNITY | NO HOA Welcome to this beautifully renovated townhouse offering modern updates, low-maintenance living, and excellent investment potential. Ideal for first-time homebuyers, long-term rentals, or short-term rental opportunities, this move-in-ready property features 2 bedrooms and 1.5 bathrooms with thoughtful upgrades throughout. The interior showcases fresh paint, updated flooring throughout with no carpet, and abundant natural light from newly installed windows. The kitchen has been refreshed with new cabinetry and sinks, creating a clean and functional space for everyday living. Additional improvements include renovated attic space with updated plumbing, along with new wood flooring and railing at the rear of the home, enhancing both style and functionality. With no HOA fees, this property offers flexibility, convenience, and exceptional value. Conveniently located and thoughtfully updated, this is an opportunity you do not want to miss. Schedule your private showing today. All measurements are approximate and should be verified by buyer. Furniture does not convey.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

6/10
2/10
Rutherford High SchoolGrades 6-128.0 mi

Construction

Condition

  • Year built: 1983

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedroom

  • Level: Second
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air,Ceiling Fan(s)

Features

  • Upper Level Primary

Interior Area

  • Total structure area: 812
  • Total interior livable area: 812 sqft

Kitchen

  • Level: First
  • Dimensions: 14 x 6

Living Room

  • Level: First
  • Dimensions: 15 x 13

Master Bedroom

  • Level: Second
  • Dimensions: 11 x 11

Property

Details

  • Parcel number: 07400206000
  • Attached to another structure: Yes
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 980 sqft
  • Lot size dimensions: 14' x 70'

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$127$1,524
Property Taxes $110$1,320
Electricity $197$2,366
Total$1,066$12,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,548/yr
40% on housing$31,980/yr
45% on housing$28,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 32404$161
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32404$179
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$125,000
2026-04-21Listing removed$125,000
2025-07-23Listed for sale$125,000
2025-07-01Contingent$125,000
2025-07-01Pending sale$125,000
2025-01-13Listed for sale$125,000
2024-10-31Listing removed$130,000
2024-07-01Listed for sale$130,000
2024-06-26Pending sale$130,000
2024-06-26Contingent$130,000
2024-06-07Listed for sale$130,000
2023-11-07Sold$66,100
2011-03-05Listing removed$700
2011-01-01Listed for rent$700

For Sale by Agent

AgentJeremy A Mertens
BrokerageWatersound Real Estate

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