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3244 Country Club Dr, Lynn Haven, FL, 32444

4beds
3baths
3,073sqft
$584,900
$190price/sqft
$4,593/moest. monthly cost
$183,720/yrincome needed

About This Home

Welcome to a truly exceptional find in the highly sought after Panama Country Club! Taken down to the studs and completely rebuilt, this stunning residence offers the peace of mind and luxury of new construction while maintaining the charm of an established golf course community. Opportunities like this are incredibly rare. Located in Flood Zone X, this home does not require flood insurance, providing significant savings and added peace of mind for the future homeowner. Every detail has been thoughtfully upgraded with modern systems and high end finishes throughout. Enjoy all new electrical wiring and plumbing, a brand new HVAC system and duct work, spray foam insulation for maximum energy efficiency, a new roof and truss package, new soffits and gutters, and a completely rebuilt garage. Beautiful LVP flooring flows seamlessly throughout the home, creating a cohesive and sophisticated look. The gourmet kitchen is designed to impress, featuring a high end Bespoke appliance package, quartz countertops, and ample space for cooking and entertaining. Whether hosting family gatherings or intimate dinners, this kitchen serves as the heart of the home. The spacious primary suite offers a private retreat with a spa inspired bathroom complete with a freestanding soaking tub, perfect for unwinding at the end of the day. All four true bedrooms are conveniently located on the first floor, offering comfort, accessibility, and functional living. Each closet has been upgraded with custom shelving systems, maximizing storage and organization throughout the home. Upstairs, you will find an expansive flex space that can easily serve as a home office, media room, playroom, or additional living area to fit your needs. A new tankless gas water heater adds efficiency and convenience to this thoughtfully rebuilt home. Situated on a highly desirable lot with endless possibilities, this property offers both space and opportunity to create your ideal outdoor living environment. Ideally located, this premier golf community provides easy access to 30A, Tyndall AFB, and the stunning Emerald Coast, delivering the perfect blend of lifestyle, convenience, and coastal beauty. This completely reimagined masterpiece in Panama Country Club is the one you have been waiting for. Do not miss your opportunity to make it yours!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
4/10
Mowat Middle SchoolGrades 6-80.9 mi
6/10

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Gas Water Heater,Ice Maker,Tankless Water Heater

Bedroom

  • Level: First
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second
  • Dimensions: 22 x 12

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,073
  • Total interior livable area: 3,073 sqft

Kitchen

  • Level: First
  • Dimensions: 12 x 12

Master Bedroom

  • Level: First
  • Dimensions: 15 x 20

Property

Details

  • Parcel number: 08731058000
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Fencing: Partial

Lot

  • Lot size: 0.29 Acres
  • Features: Paved
  • Lot size dimensions: 85 x 150

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,957$35,484
Home Insurance *$641$7,692
Property Taxes $686$8,232
Electricity $309$3,711
Total$4,593$55,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,474/yr
40% on housing$137,790/yr
45% on housing$122,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 32444$216
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32444$190
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$599,900
2026-05-05Price change$610,000
2026-04-15Price change$619,990
2026-03-30Price change$629,990
2026-03-21Price change$639,990
2026-03-13Price change$644,990
2026-02-21Listed for sale$649,990
2024-08-30Listing removed$298,900
2024-08-20Price change$298,900
2024-08-12Price change$299,000
2024-08-05Price change$299,990
2024-07-31Price change$314,990
2024-07-23Listed for sale$319,990
2024-07-22Listing removed--
2024-07-12Listed for sale$329,990
2024-04-11Sold$250,000
2016-08-01Sold$375,000
2015-01-12Listing removed$389,000
2014-09-24Price change$389,000
2014-08-04Listed for sale$395,500

For Sale by Agent

AgentMindy A Koester
BrokerageEpique Realty Inc

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