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1918 Country Club Dr, Lynn Haven, FL, 32444

4beds
4baths
2,350sqft
$499,900
$213price/sqft
$3,901/moest. monthly cost
$156,040/yrincome needed

About This Home

Experience refined coastal living where championship golf meets serene waterfront beauty. Perfectly positioned within the prestigious Panama Country Club--one of the area's most historic and sought-after golf communities--this exceptional 4-bedroom, 3.5-bath residence offers sweeping views of both the Bayou and the Bay as well as a private pool overlooking the water. Set on a prime waterfront homesite, this property is designed for those who appreciate relaxed luxury living, privacy, and a deep connection to nature. Whether you enjoy kayaking at sunrise, paddleboarding along the calm waters, or simply taking in the peaceful surroundings, this home delivers a true waterfront lifestyle. Spend your days watching dolphins play, fish jump, and a variety of birds and ducks glide across the water--right from your own backyard. Inside, the home showcases an elegant open-concept design with soaring ceilings and abundant natural light. The primary suite is a private retreat, featuring a walk in closet and private bathroom with an additional walk in closet, double vanities and tile shower. A second main-level suite, complete with kitchenette and private entrance, offers the perfect space for guests or multi-generational living. The beautifully updated kitchen features an apron-style sink, newer appliances, and a functional layout that flows seamlessly into the main living areas--ideal for entertaining in style. Sit and enjoy the beautiful water view from the breakfast nook, bar or dining area. Upstairs, a private bedroom opens to its own balcony overlooking the lush golf course, while a spacious bonus room provides flexibility for a 4th bedroom, media room, office, or additional living space. Step outside to your personal waterfront oasis, where a sparkling pool and expansive outdoor living areas create the perfect setting to relax and take in breathtaking sunsets over the Bayou. If you want more land, the lot next door is also for sale! As part of Panama Country Club, residents have the option to enjoy exclusive amenities including golf, a bayfront pool with cabana bar, and a revitalized clubhouse--further enhancing this elevated lifestyle. This is a rare opportunity to own a home where luxury, golf, waterfront living, and nature all come together beautifully.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
4/10
Mowat Middle SchoolGrades 6-81.4 mi
6/10

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Metal
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Room Nook

  • Level: First
  • Dimensions: 11 x 6

Family Room

  • Level: First
  • Dimensions: 20 x 16

Features

  • Flooring: Luxury Vinyl Plank
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,350
  • Total interior livable area: 2,350 sqft

Kitchen

  • Level: First
  • Dimensions: 12 x 10

Master Bedroom

  • Level: First
  • Dimensions: 14 x 11

Property

Details

  • Parcel number: 08732610000
  • Special condition: Listed As-Is

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Private
  • Patio & porch: Balcony,Deck
  • Exterior features: Deck
  • Fencing: Fenced,Privacy
  • Has view: Yes
  • View description: Bay,Bayou
  • Has water view: Yes
  • Water view: Bay,Bayou
  • On waterfront: Yes
  • Waterfront features: Bayou,Bayfront
  • Frontage length: 105

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 105 x 135

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$548$6,576
Property Taxes $590$7,080
Electricity $236$2,837
Total$3,901$46,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,748/yr
40% on housing$117,030/yr
45% on housing$104,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 32444$215
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32444$190
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$550,000
2022-12-23Listing removed--
2022-12-22Price change$2,850
2022-12-13Listed for rent$2,800
2021-06-28Sold$460,000
2021-05-21Contingent$449,999
2021-05-05Price change$449,999
2021-04-26Price change$499,999
2021-04-12Listed for sale$550,000
2011-09-19Sold$220,000
2011-08-15Listed for sale$229,900
2011-07-12Listing removed$239,900
2011-06-29Price change$239,900
2011-05-31Listed for sale$249,900
2011-01-01Listing removed$265,000
2010-08-08Price change$265,000
2010-04-08Listed for sale$299,900
2010-02-27Listing removed$299,900
2010-02-19Listed for sale$299,900
2002-04-03Sold$165,000

For Sale by Agent

AgentAmanda Cialoni
BrokerageSeashore Realty LLC

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