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700 W 4th St, Lynn Haven, FL, 32444

5beds
3baths
3,452sqft
$964,000
$279price/sqft
$6,295/moest. monthly cost
$251,800/yrincome needed

About This Home

Welcome to this stunning, fully remodeled five bedroom, three bath home in the heart of Lynn Haven offering over 3,400 sq ft of luxury living. Vaulted ceilings with gorgeous tongue and groove wood detail set the tone, while sweeping panoramic water views steal the show from the kitchen, living room, dining room, and primary suite. Unwind on your private upstairs balcony as you take in breathtaking sunrise views, or head down to your private dock and boat lift, yes, the boat can even be included with the right offer! The lower level is built for entertaining with an incredible media room featuring a projection screen, TV, and a full kitchenette perfect for movie nights, game days, guests, or multi-generational or even in-law living. And just when you think it can't get any better... step outside to your very own pickleball court! All of this sits on nearly half an acre at the end of a quiet dead end street, offering the perfect combination of privacy, space, waterfront living, and unforgettable views.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
4/10
Mowat Middle SchoolGrades 6-81.9 mi
6/10

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Metal
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven

Bedroom

  • Level: Second
  • Dimensions: 12.4 x 11.3

Bedroom

  • Level: Second
  • Dimensions: 10.4 x 14.11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Second
  • Dimensions: 15.8 x 13

Features

  • Interior Steps
  • Window features: Double Pane Windows,Storm Window(s)

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,452
  • Total interior livable area: 3,452 sqft

Kitchen

  • Level: Second
  • Dimensions: 10 x 16.8

Living Room

  • Level: Second
  • Dimensions: 15.8 x 21.5

Master Bedroom

  • Level: Second
  • Dimensions: 12.4 x 20.1

Media Room

  • Level: First
  • Dimensions: 22.11 x 20.1

Other

  • Features: Balcony
  • Level: Second
  • Dimensions: 12.4 x 24.6

Property

Details

  • Parcel number: 09087000000
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Patio & porch: Deck,Patio,Balcony,Covered,Porch
  • Exterior features: Boat Lift,Covered Patio,Dock,Patio
  • Fencing: Partial
  • Has view: Yes
  • View description: Intercoastal
  • Has water view: Yes
  • Water view: Intercoastal
  • On waterfront: Yes
  • Waterfront features: Bayou

Lot

  • Lot size: 0.48 Acres
  • Features: Sprinkler System,Paved
  • Lot size dimensions: 100 x 210

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Circular Driveway,Garage,Garage Door Opener,Gravel,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,874$58,488
Home Insurance *$1,057$12,684
Property Taxes $17$204
Electricity $347$4,168
Total$6,295$75,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,828/yr
40% on housing$188,850/yr
45% on housing$167,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 32444$213
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32444$190
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$999,999
2026-04-01Listed for sale$1,100,000
2018-11-10Listing removed$599,900
2018-07-30Sold$600,000
2018-06-19Pending sale$599,900
2018-06-11Listed for sale$599,900
2016-06-30Sold$349,000
2016-01-06Price change$379,000
2015-12-09Price change$389,000
2015-09-11Price change$409,000
2015-06-26Price change$389,000
2015-06-24Price change$379,000
2015-05-29Price change$389,000
2015-05-01Price change$397,500
2015-03-09Price change$425,000
2015-01-30Price change$449,000
2014-12-27Price change$449,900
2014-10-29Listed for sale$459,900
2010-10-26Sold$199,900
2010-08-27Price change$240,000
2010-06-30Price change$310,000
2010-06-25Price change$330,900
2010-06-24Price change$310,000
2010-05-30Listed for sale$330,900
2008-07-27Listing removed$720,000
2008-07-01Listed for sale$720,000
2005-03-16Sold$500,000

For Sale by Agent

AgentHeather A Cole, Keller Williams Realty Emerald Coast
BrokerageKeller Williams Realty Emerald Coast

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