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709 W 5th St, Lynn Haven, FL, 32444

3beds
2baths
1,355sqft
$379,000
$280price/sqft
$3,044/moest. monthly cost
$121,760/yrincome needed

About This Home

WELCOME TO 709 W. 5TH STREET, Situated on over a half-acre corner lot in one of Lynn Haven's most sought-after neighborhoods. The standout feature of this property is the exceptional 24'x 44' custom built workshop/garage (1,056 apx sq ft). Thoughtfully designed by a professional fisherman and custom built. Featuring an oversized, separate driveway for easy access, ample parking and room to accommodate whatever the sportsman, craftsman or business owner desires. All of this and a beautifully updated, move-in ready home just minutes from Bill Kinsaul Park on North Bay, top-rated schools, shopping, and dining. Inside, you'll find a thoughtfully updated 3-bedroom, 2-bath home with many updates, including a new water heater and appliances. Fresh interior paint, new flooring, and numerous additional improvements provide the feel of a newer home while preserving its original character and charm. Modern conveniences include smart home technology, security cameras, and oversized side-entry parking with plenty of room for a boat, RV, trailer, or work vehicles. Complete with a spacious backyard with a privacy fence and an unbeatable Lynn Haven location, this exceptional property offers the perfect combination of space, functionality, and convenience. Opportunities like this don't come along often--schedule your private showing today! ALL MEASUREMENTS ARE APPROXIMATE AND SHOULD BE VERIFIED BY BUYER.///

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
5/10
Mowat Middle SchoolGrades 6-81.5 mi
6/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 12 x 11

Bedroom

  • Level: First
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 12 x 11

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,355
  • Total interior livable area: 1,355 sqft

Living Room

  • Level: First
  • Dimensions: 16 x 12

Property

Details

  • Parcel number: 09304000000
  • Zoning description: City
  • Special condition: Listed As-Is

Features

  • Patio & porch: Covered,Open,Porch
  • Fencing: Fenced

Lot

  • Lot size: 0.52 Acres
  • Lot size dimensions: 150.0 ft x 150.0 ft

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Paved,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$415$4,980
Property Taxes $516$6,192
Electricity $197$2,366
Total$3,044$36,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,365/yr
40% on housing$91,320/yr
45% on housing$81,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 32444$216
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32444$190
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$379,000
2026-07-30Price change$385,000
2026-07-20Listed for sale$390,500
2024-09-23Sold$214,000
2024-09-04Pending sale$219,000
2024-08-02Contingent$219,000
2024-07-26Listed for sale$219,000
2024-05-14Sold$175,000
2020-08-12Listing removed$179,000
2020-02-05Price change$179,000
2019-12-18Price change$180,000
2019-11-19Listed for sale$190,000
2015-05-29Sold$113,500
2015-04-29Pending sale$114,900
2015-04-01Price change$114,900
2015-01-10Price change$117,900
2014-11-05Price change$119,900
2014-10-21Price change$124,900
2014-10-10Listed for sale$129,900

For Sale by Agent

AgentTonia Hathaway
BrokerageCENTURY 21 Commander Realty

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