




1607 Montana Ave, Lynn Haven, FL, 32444
About This Home
Located on a dead end road in Lynn Haven, this 4 bedroom, 2 bathroom home sits on just over half an acre and offers a great combination of space and convenience. Built in 2021, the home features an open layout with a split floor plan and modern finishes throughout. Inside, you'll find LVP flooring throughout the home, quartz countertops, soft-close cabinets, and a functional layout designed for everyday living. The spacious lot provides plenty of room for a boat, RV, workshop, pool, or additional outdoor space to enjoy. Located in an X flood zone and convenient to shopping, dining, parks, and everyday amenities, this newer construction home offers both space and practicality in a desirable Lynn Haven location. (Some images have been digitally altered)
Getting Around
Schools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Slab
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Bedroom
- Level: First
- Dimensions: 12 x 11
Bedroom
- Level: First
- Dimensions: 12 x 11
Bedroom
- Level: First
- Dimensions: 12 x 11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Main Level Primary
Interior Area
- Total structure area: 1,776
- Total interior livable area: 1,776 sqft
Master Bedroom
- Level: First
- Dimensions: 15 x 14
Property
Details
- Parcel number: 10428000000
- Zoning description: Resid Single Family
Features
- Patio & porch: Covered,Patio,Porch
Lot
- Lot size: 0.52 Acres
- Features: Paved
- Lot size dimensions: 70 x 304
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,913 | $22,956 |
| Home Insurance * | $415 | $4,980 |
| Property Taxes | $11 | $132 |
| Electricity | $197 | $2,366 |
| Total | $2,536 | $30,432 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $374,999 |
| 2026-07-21 | Price change | $378,500 |
| 2026-06-23 | Price change | $380,000 |
| 2026-05-22 | Listed for sale | $388,000 |
| 2021-09-17 | Sold | $339,900 |
| 2021-08-17 | Pending sale | $339,900 |
| 2021-08-05 | Listed for sale | $339,900 |
| 2020-12-28 | Sold | $75,000 |
| 2020-11-09 | Listed for sale | $119,900 |
| 2019-08-03 | Listing removed | $119,900 |
| 2019-07-06 | Price change | $119,900 |
| 2019-06-23 | Listed for sale | $145,000 |
