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700 Iowa Ave, Lynn Haven, FL, 32444

3beds
2baths
2,917sqft
$950,000
$326price/sqft
$7,266/moest. monthly cost
$290,640/yrincome needed

About This Home

LYNN HAVEN WATERFRONT LIVING WITH AN INCREDIBLE GARAGE! Situated on scenic Anderson Bayou, this thoughtfully designed 3-bedroom + bunk room home offers panoramic water views and exceptional indoor and outdoor living. Nestled on a beautifully landscaped lot with mature trees and a circle driveway, this property provides easy boat access to North Bay and is just a golf cart ride from the Panama Country Club. Designed for both everyday living and entertaining, the spacious interior features an inviting open living area with vaulted ceiling, a gas fireplace, and a dining room complete with a wet bar. (Great for Entertaining) The chef's kitchen boasts a large island with breakfast bar seating, stainless steel appliances, a walk-in pantry, and an additional butler's pantry/utility room. Just off the kitchen and overlooking the bayou, there is a covered back porch AND a large paver patio, creating the perfect settings for relaxing or entertaining guests. The waterfront master suite is a private retreat featuring a gas fireplace with room to sit around it, direct access to the backyard, a walk-in closet, and breathtaking bayou views. The additional bedrooms are generously sized and offer ample closet space. Outdoor amenities include a covered boat lift, dock, and access to a small boat launch. The oversized 46x30 detached garage is truly a showpiece, featuring high-end trim work, a kitchen area, air compressor hookups, specialty lighting, and a climate-controlled upstairs room ideal for storage, a home office, gym, or game room. Additional highlights include a carport with built-in column storage, dual HVAC systems, security system, sprinkler system on a well, landscape lighting, a newer roof, and a desirable dead-end street location near the Panama Country Club and Lynn Haven boat launch. This exceptional waterfront property offers the best of the Florida lifestyle. Call today to schedule your private showing.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
5/10
Mowat Middle SchoolGrades 6-81.7 mi
6/10

Construction

Condition

  • Year built: 1958

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 14.2 x 10.9

Bedroom

  • Level: First
  • Dimensions: 13.1 x 14.9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: First

Features

  • Double Vanity,Fireplace,Bath in Primary Bedroom,Main Level Primary,Walk-In Closet(s),Pantry
  • Window features: Double Pane Windows
  • Fireplace features: Gas
  • Fireplace: Yes

Garage

  • Level: First
  • Dimensions: 46.6 x 30.1

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s),Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Multi Units

Interior Area

  • Total structure area: 2,917
  • Total interior livable area: 2,917 sqft

Kitchen

  • Level: First
  • Dimensions: 15.7 x 28

Living Room

  • Level: First
  • Dimensions: 26 x 46.6

Master Bathroom

  • Level: First
  • Dimensions: 6.11 x 11.6

Master Bedroom

  • Level: First
  • Dimensions: 19.3 x 18.7

Other

  • Level: First
  • Dimensions: 17.6 x 7.4

Other

  • Level: First
  • Dimensions: 9.5 x 10.9

Pantry

  • Level: First
  • Dimensions: 6.1 x 11.4

Property

Details

  • Parcel number: 10852000000
  • Zoning description: Resid Single Family

Features

  • Patio & porch: Patio,Covered,Porch
  • Exterior features: Boat Lift,Boat Slip,Boat Ramp,Dock,Patio
  • Fencing: Partial
  • Has view: Yes
  • View description: Bayou,Water
  • Has water view: Yes
  • Water view: Bayou,Water
  • On waterfront: Yes
  • Waterfront features: Bayou,Boat Dock/Slip
  • Frontage length: 172

Lot

  • Lot size: 0.86 Acres
  • Features: Cul-De-Sac,Sprinkler System,Paved
  • Lot size dimensions: 150.0 ft x 250.0 ft

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$1,042$12,504
Property Taxes $1,128$13,536
Electricity $293$3,522
Total$7,266$87,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$249,120/yr
40% on housing$217,980/yr
45% on housing$193,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 32444$211
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32444$190
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$950,000
2026-07-31Price change$950,000
2026-06-17Listed for sale$999,900
2011-10-05Sold$420,000
2011-06-29Price change$475,000
2011-05-14Price change$495,000
2011-03-30Price change$575,000
2011-02-23Listed for sale$599,000

For Sale by Agent

AgentKelli White Garrett
BrokerageCENTURY 21 Commander Realty

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